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- 1406 MCCREA DRIVE
Open House
Saturday, November 7 · 12:00 PM3:00 PM
$699,000
1406 MCCREA DRIVE, LUTZ, FL 33549
Beds
5
Baths
3
Sq Ft
3,680 sq ft
Year Built
2003
Lot Size
0.40 acres
Garage
3
About This Property
Virtually Staged. Space, privacy, and Florida living at its best in Wyndgate! Offering 3,680 square feet, 5 bedrooms, a massive bonus room and large loft (basically a 6 bedroom house with a possible 7th bedroom conversion). This beautiful home boasts 3 bathrooms, a 3-car garage, and an expansive 0.4-acre backyard. This impressive home is tucked inside the highly sought-after gated community of Wyndgate. Upon entering, you’re welcomed by soaring ceilings, a beautiful statement chandelier, and abundant natural light that creates a bright, airy feel and an inviting first impression. Designed for both everyday comfort and effortless entertaining, the main level features a seamless flow between the dining room, kitchen, breakfast nook, living room, and flexible living space. Upstairs, an open view overlooking the foyer creates a beautiful connection between levels, while the spacious loft, dedicated office, and additional bedrooms provide room to work, relax, and grow. The generous primary suite offers a private en-suite bath and dedicated closet space, while a main-level bedroom with a nearby full bath adds versatility for guests or multigenerational living. Outside, enjoy your own private Florida retreat with a heatable saltwater pool and an oversized backyard that feels like a park of your own. The saltwater system was installed in 2020, and major updates include a 2023 roof, a new electric water heater installed in June 2026, upstairs A/C unit 2025, and a new sprinkler control box installed in October 2026. Additional highlights include public water, irrigation supplied by the neighborhood well, and an insulated attic. Enjoy the added value of no CDD fees and low HOA dues, along with an X flood zone designation; buyers should verify insurance requirements with their insurer and lender. Conveniently located with access to I-275 and I-75 for travel to Tampa, Hyde Park, and surrounding destinations, this Wyndgate home combines generous living space, thoughtful flexibility, and an exceptional outdoor setting. Schedule your private showing and discover the space, comfort, and Florida lifestyle waiting for you!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head north on US Highway 41 and turn right onto Sinclair Hills Road. Take the third left onto North 15th Street and continue to Wyndgate, the gated entrance. Turn left onto McCrea Drive, and the house will be on the right.
Location
1406 MCCREA DRIVE, LUTZ, FL 33549
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$699,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $699,000 home in LUTZ.
🏛️
FHA Loan
$24,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$34,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.