Skip to main content
1 / 45

$359,900

3507 N 12TH STREET S, TAMPA, FL 33605

Active3 days on market

Beds

3

Baths

2

Sq Ft

1,512 sq ft

Year Built

1925

Lot Size

—

Garage

0

About This Property

Welcome to this charming, beautifully updated 3-bedroom, 2-bathroom bungalow that seamlessly blends timeless character with modern luxury! Fully renovated from top to bottom, this home features an open-concept living area bathed in natural light, stylish finishes, and a brand-new contemporary kitchen perfect for cooking and entertaining. Enjoy the convenience of a dedicated indoor laundry space, spacious bedrooms, and tastefully upgraded modern bathrooms. Plus, enjoy ultimate peace of mind knowing the home is located in a desirable X Flood Zone (no mandatory flood insurance required!). The property has a large private fenced patio and a huge double car driveway for parking convenience. Whether you’re looking for your dream primary residence or a turnkey investment opportunity, this bungalow has it all. Don’t miss out—schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8558788
StatusActive
Year Built1925
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionGONZALES
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Cooktop, Freezer, Ice Maker, Microwave, Range
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorNone
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,900
Annual Taxes$27,174 (2026)
ZoningRS-50/RS-5
Parcel #A 07 29 19 4MN C00000 00001.0

Directions

From I-275, take Exit 47 for Dr Martin Luther King Jr Blvd and head east. Continue east on E Dr Martin Luther King Jr Blvd, then turn south (right) onto N 12th Street. The property will be on your left.

Location

3507 N 12TH STREET S, TAMPA, FL 33605

Listing Information

OfficeMITCHELL DEAN REALTY
ListedOctober 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
Full Calculator →

How to Buy This Home

Multiple financing options available for this $359,900 home in TAMPA.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Tampa

More Homes in Tampa

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

Call (813) 733-7907TextContact