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$449,000

546 TROUT LANE, OLDSMAR, FL 34677

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,688 sq ft

Year Built

2003

Lot Size

0.10 acres

Garage

2

About This Property

55+ community. This is one of the most desirable single family homes in the Gull Aire sub. 2 Bedroom 2 bath with split plan separate Den (no closet). Beautiful open floor plan with gleaming hard wood floors in living and dining area. New hurricane ANDERSON WINDOWS installed in home last year (excluding enclosed porch). Bright and spacious home has an inside laundry, oversized 2 car garage with opener, whole house water purification system and so much more. The community has so much to offer like: Heated pool, lawn care, Bocci, Clubhouse and to many Monthly activities and social events to list Close to shopping, fine dining and everything your heart desires. Don't miss out on this rare opportunity!!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8558799
StatusActive
Year Built2003
Total Rooms3
ConstructionBlock, Stucco, Vinyl Siding
RoofShingle
FoundationBlock, Slab
FacesNorthwest
SubdivisionGULL-AIRE VILLAGE PH 2B
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, L Dining, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Water Purifier
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.10 acres (4,195 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$70 / Monthly
Senior CommunityYes

Financial Details

List Price$449,000
Annual Taxes$2,284 (2025)
Parcel #162816348060005460

Directions

McMullen Booth Rd to East on Curlew to South on Gull Aire blvd to east on Pelican Dr s to South on Gull Aire to address.

Location

546 TROUT LANE, OLDSMAR, FL 34677

Listing Information

OfficeHUTCHESON REAL ESTATE
ListedOctober 16, 2026

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Home Price

$449,000

20% ($89,800)
6.75%

Loan Term

Principal & Interest$2,330
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,891
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How to Buy This Home

Multiple financing options available for this $449,000 home in OLDSMAR.

🏛️

FHA Loan

$15,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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