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$1,400,000

416 ISLAND CAY WAY, APOLLO BEACH, FL 33572

3D Tour
Active23 days on market

Beds

4

Baths

3

Sq Ft

3,028 sq ft

Year Built

2011

Lot Size

0.63 acres

Garage

3

About This Property

WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan. The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area—an incredible setup for extended family, guests or multigenerational living. Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home's tropical appeal. BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water! Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area. POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE—this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8558864
StatusActive
Year Built2011
Stories1
Total Rooms14
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionISLAND CAY
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySecurity Gate, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Rain Gutters, Sliding Doors
Lot Size0.63 acres (27,500 sq ft)
Lot Dimensions125 x 220
Lot FeaturesFlood Insurance Required, FloodZone, In County, Key Lot, Level, Oversized Lot
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Auto Cleaner, Gunite, Lighting, Salt Water, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterWell
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$600 / Annually
Senior CommunityNo

Financial Details

List Price$1,400,000
Annual Taxes$19,501 (2025)
FinancingCash, Conventional
ZoningPD
Parcel #U2231191TV00000000002.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

From I-75, take Exit 246 (Big Bend/Apollo Beach) and head est on Big Bend Rd. Turn left on 41 to right on Apollo Beach Blvd. Left on Golf and Sea Blvd (just past the Shell Station) to right on Island Cay through gate. Home is on the right.

Location

416 ISLAND CAY WAY, APOLLO BEACH, FL 33572

Listing Information

OfficeRE/MAX BAYSIDE REALTY LLC
ListedOctober 18, 2026

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Home Price

$1,400,000

20% ($280,000)
6.75%

Loan Term

Principal & Interest$7,264
Property Tax (est.)$1,283
Insurance (est.)$150
Total Monthly$8,698
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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