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- 3822 COLD CREEK DRIVE
$425,000
3822 COLD CREEK DRIVE, VALRICO, FL 33594
Beds
3
Baths
2
Sq Ft
1,916 sq ft
Year Built
1989
Lot Size
0.18 acres
Garage
2
About This Property
Welcome to this inviting 3-bedroom, 2-bath home featuring a split-bedroom floor plan, vaulted ceilings, and an oversized 2-car garage. A distinctive brick exterior, tropical landscaping, and red double entry doors create a memorable first impression. Inside, the spacious family room sits at the heart of the home, where a beautiful brick fireplace with a wood mantel provides a warm focal point, and expansive sliding glass doors open to the large covered, screened lanai overlooking the fenced backyard. The adjoining kitchen offers stainless steel appliances, ample counter and cabinet space, a breakfast bar, and a pantry, keeping everyday living and entertaining comfortably connected. A separate dining area with a striking arched window adds charm and flexibility for gatherings. The primary suite features French doors to the lanai and a spacious en-suite bathroom with a separate garden tub, while the split layout provides separation from the additional bedrooms. An interior laundry room adds convenience. Enjoy morning coffee or unwind outdoors on the generous lanai, with backyard space to garden, play, or personalize. Set on a quiet lot with mature oak trees and located near Alafia Elementary and the YMCA, this home blends architectural character, comfortable living spaces, and the opportunity to make it your own.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Bloomingdale Rd south to right on Culbreath to left onto Treeline to right on Cold Creek Dr.
Location
3822 COLD CREEK DRIVE, VALRICO, FL 33594
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$425,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $425,000 home in VALRICO.
🏛️
FHA Loan
$14,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.