Beds
5
Baths
5
Sq Ft
3,273 sq ft
Year Built
2025
Lot Size
0.13 acres
Garage
3
About This Property
Virtually Staged. Stunning pond-View Home in Pearl Estates-Lutz, Florida. Discover the perfect blend of modern, elegance, comfort and Florida living in this exceptional two-story home in the desirable Pearl Estates community of Lutz! Built in 2025, this beautifully designed residence offers 5 bedrooms, 4.5 bathrooms, and approximately 3,273 square feet of thoughtfully crafted living space. From the moment you enter, you’ll appreciate the bright, open-concept layout, where spacious living areas flow effortlessly into one another. The chef-inspired kitchen is designed for both everyday meals and memorable gatherings, while the expansive family room provides a welcoming space to relax, connect, and entertain. Step outside to your covered lanai and take in serene pond views that create a peaceful backdrop for morning coffee, evening conversations, or weekend gatherings. The electric screen enclosure allows you to enjoy the outdoors comfortably throughout the seasons, adding even more versatility to this inviting retreat. A water softener provides an additional touch of comfort and convenience. The flexible floor plan is ideal for a variety of lifestyles, featuring a first-floor bedroom suite that offers privacy and convenience for guest or multigenerational living. Upstairs, additional bedrooms, a spacious loft, and a private suite create a comfortable and functional retreat for everyone. Located in Lutz with convenient access to shopping, dining, entertainment, and major roadways, this remarkable home offers the space, style, and setting you’ve been waiting for. Come experience the beauty of pond-view living and make this Pearl Estates gem your own.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US 41 and Crystal Lake Road, head west onto Crystal Lake Road, turn right onto Serene Lake, and turn right onto Serene Lake Loop. From N Dale Mabry Hwy, turn onto Exciting Idlewild Blvd. At the traffic circle, continue onto Crystal Lake Rd. Turn left into Pearl Estates, then follow Serene Lake Loop to 18114 Serene Lake Loop.
Location
18125 SERENE LAKE LOOP, LUTZ, FL 33548
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$769,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $769,000 home in LUTZ.
🏛️
FHA Loan
$26,915 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$38,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.