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$395,000

7939 TERRACE RIDGE DRIVE, TEMPLE TERRACE, FL 33637

3D Tour
Active3 days on market

Beds

4

Baths

3

Sq Ft

2,031 sq ft

Year Built

2005

Lot Size

0.13 acres

Garage

0

About This Property

Brand new roof to be installed prior to closing. This 4 bed, 2.5 bath home sits on an oversized corner lot in Hidden Oaks, framed by a mature oak, with a covered front porch that opens to a spacious living room with three large windows. The kitchen was remodeled in 2026 with white shaker cabinets, quartz counters, subway tile backsplash, and stainless appliances, and the separate dining room sits right off it with a slider to the covered rear porch. The primary suite is conveniently located on the first floor, tucked at the back of the home for privacy, with a bay window and built-in bench, an updated bath with granite counters, gray cabinetry, and tub-shower combo, and the laundry room right next door. The first-floor half bath was updated to match the kitchen with white shaker cabinets and quartz, and several large storage closets round out the main level. Upstairs, a loft separates three bedrooms and a full bath, with angled ceilings from the roofline and an oversized walk-in closet off the loft. No carpet anywhere, laminate on the stairs and second floor, a spacious fenced yard with a second oak along the side, and minutes to I-75, USF, Moffitt, AdventHealth Tampa, and Telecom Park.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8559245
StatusActive
Year Built2005
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIDDEN OAKS AT TEMPLE TERRACE PH 01
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Vinyl
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingZoned
HeatingCentral, Natural Gas, Zoned
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Sprinkler Metered
Lot Size0.13 acres (5,856 sq ft)
Lot Dimensions60 x 98
Lot FeaturesCorner Lot, City Lot, Oversized Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Fiber Optics, Fire Hydrant, Sprinkler Meter, Street Lights, Underground Utilities

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$60 / Monthly
Senior CommunityNo

Financial Details

List Price$395,000
Annual Taxes$3,526 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #T122819743E0000000010.0

Schools

ElementaryThonotosassa-HB
MiddleJennings-HB
HighArmwood-HB

Directions

into temple terrace then into neighborhood

Location

7939 TERRACE RIDGE DRIVE, TEMPLE TERRACE, FL 33637

Listing Information

OfficeLOMBARDO TEAM REAL ESTATE LLC
ListedOctober 31, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $395,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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