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- Temple Terrace Homes for Sale
- 7939 TERRACE RIDGE DRIVE
$395,000
7939 TERRACE RIDGE DRIVE, TEMPLE TERRACE, FL 33637
Beds
4
Baths
3
Sq Ft
2,031 sq ft
Year Built
2005
Lot Size
0.13 acres
Garage
0
About This Property
Brand new roof to be installed prior to closing. This 4 bed, 2.5 bath home sits on an oversized corner lot in Hidden Oaks, framed by a mature oak, with a covered front porch that opens to a spacious living room with three large windows. The kitchen was remodeled in 2026 with white shaker cabinets, quartz counters, subway tile backsplash, and stainless appliances, and the separate dining room sits right off it with a slider to the covered rear porch. The primary suite is conveniently located on the first floor, tucked at the back of the home for privacy, with a bay window and built-in bench, an updated bath with granite counters, gray cabinetry, and tub-shower combo, and the laundry room right next door. The first-floor half bath was updated to match the kitchen with white shaker cabinets and quartz, and several large storage closets round out the main level. Upstairs, a loft separates three bedrooms and a full bath, with angled ceilings from the roofline and an oversized walk-in closet off the loft. No carpet anywhere, laminate on the stairs and second floor, a spacious fenced yard with a second oak along the side, and minutes to I-75, USF, Moffitt, AdventHealth Tampa, and Telecom Park.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
into temple terrace then into neighborhood
Location
7939 TERRACE RIDGE DRIVE, TEMPLE TERRACE, FL 33637
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$395,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $395,000 home in TEMPLE TERRACE.
🏛️
FHA Loan
$13,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.