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$289,905

4525 COVE CIRCLE UNIT 1002, ST PETERSBURG, FL 33708

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,040 sq ft

Year Built

1972

Lot Size

,

Garage

0

About This Property

ENJOY STUNNING INTRACOASTAL WATERWAY AND GULF VIEWS FROM THIS BEAUTIFUL 10TH-FLOOR UNIT, JUST MINUTES FROM MADEIRA BEACH! This 2-bedroom, 2-bathroom home features expansive waterfront views from nearly every room and a Gulf panorama stretching from Madeira Beach to Redington Shores. Large windows offer unobstructed views of golden sunsets from the living room and office area. Beyond your door, Sea Towers combines an exceptional lifestyle with resort-style amenities. This 55+ community features multiple waterfront pools, a hot tub, tennis courts, a fishing pier, putting greens and a scenic walking trail around a peaceful, man-made lagoon at its center. For socializing and leisure, enjoy the recently updated clubhouse, card room and library. With 24-hour security, Sea Towers is ideal for seasonal residents and anyone seeking added peace of mind. In western St. Petersburg, the community is a short walk or drive from local shopping centers, the VA hospital and Madeira Beach’s soft sand and gentle waters. CALL TODAY TO SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE THE VIEWS!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8559310
StatusActive
Year Built1972
Stories1
Total Rooms6
ConstructionBlock, Other, Stucco
RoofOther
FoundationOther, Slab
FacesEast
SubdivisionCONCORD TOWERS CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDisposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryCommon Area, Corridor Access, Laundry Room, Same Floor As Condo Unit
WindowsBlinds, Double Pane Windows, Shutters
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security Gate, Security Lights

Exterior & Lot

ExteriorHurricane Shutters, Lighting, Other, Outdoor Grill, Sidewalk, Storage, Tennis Court(s)
Road SurfaceAsphalt, Other, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal Front, Waterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$289,905
Annual Taxes$4,417 (2024)
Parcel #033115177500001002

Directions

Take Duhme Rd to the entrance of Sea Towers located at ~46th Ave N & 113th St

Location

4525 COVE CIRCLE UNIT 1002, ST PETERSBURG, FL 33708

Listing Information

OfficeKELLER WILLIAMS REALTY PORTFOLIO COLLECTION
ListedNovember 4, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$289,905

20% ($57,981)
6.75%

Loan Term

Principal & Interest$1,504
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,920
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How to Buy This Home

Multiple financing options available for this $289,905 home in ST PETERSBURG.

🏛️

FHA Loan

$10,147 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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