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$379,000

9722 INDIAN KEY TRAIL UNIT 116, SEMINOLE, FL 33776

3D Tour
Active1 days on market

Beds

3

Baths

4

Sq Ft

1,749 sq ft

Year Built

1994

Lot Size

0.04 acres

Garage

0

About This Property

PRICED TO SELL! The seller has reduced the price from $399,000 to $379,000. This exclusive opportunity won't last long! Start your next adventure in the highly sought-after WATERFRONT community of Tara Cay, located in an X Flood Zone for peace of mind! Offering 4 spacious bedrooms, 4 full baths, and a garage, this home is ideal for multi-generational living, guests, or a home office/game room. The open-concept layout features textured ceilings and ceiling fans throughout, plus two private screened outdoor retreats with a balcony off the main living area and a spacious ground-floor lanai. The first-floor bedroom with ensuite and lanai access is perfect for guests or in-laws. The primary suite features cathedral ceilings, two walk-in closets, and a bath with accessibility features. Tara Cay offers a heated pool, 24-hour community docks, kayak/canoe/paddleboard access, and regular community events. Enjoy a prime Pinellas location only minutes from shopping, 10 minutes to beaches, 30 minutes to airports, and under 30 minutes to downtown St. Pete. Opportunities like this are incredibly rare even in today’s real estate market. Secure your slice of Florida paradise at an unbeatable value before the clock runs out on August 31st. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8559317
StatusActive
Year Built1994
Stories3
Total Rooms6
ConstructionBlock, Concrete, Vinyl Siding, Wood Frame
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionTARA CAY SOUND SOUTH II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Central Vacuum, Living Room/Dining Room Combo, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Upper Level, Washer Hookup
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Irrigation System, Rain Gutters, Sliding Doors
Lot Size0.04 acres (1,795 sq ft)
Lot FeaturesLandscaped, Level, Near Marina, Unincorporated
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$390 / Monthly
Senior CommunityNo

Financial Details

List Price$379,000
Annual Taxes$5,015 (2025)
ZoningRPD-10
Parcel #193015897750001160

Schools

ElementaryOakhurst Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

Travel West on 102nd Ave to Hamlin Blvd. Turn South on Hamlin, then West on Seminole Trail, and then South onto Indian Key Trail. Stay to the Left at the fork, property in just ahead on the Left.

Location

9722 INDIAN KEY TRAIL UNIT 116, SEMINOLE, FL 33776

Listing Information

OfficePLUMLEE GULF BEACH REALTY
ListedOctober 19, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$379,000

20% ($75,800)
6.75%

Loan Term

Principal & Interest$1,967
Property Tax (est.)$347
Insurance (est.)$150
Total Monthly$2,464
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $379,000 home in SEMINOLE.

🏛️

FHA Loan

$13,265 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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