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$599,000

12242 2ND STREET E, TREASURE ISLAND, FL 33706

Active0 days on market

Beds

3

Baths

3

Sq Ft

1,855 sq ft

Year Built

1982

Lot Size

,

Garage

0

About This Property

Enjoy waterfront living in this beautiful 3-bedroom townhome in desirable Capri Harbor on Treasure Island's Isle of Capri! Featuring stunning water views from two oversized west-facing balconies and a waterfront patio, this home offers the perfect setting to watch dolphins play along the seawall, take in spectacular sunsets, and enjoy refreshing coastal breezes. The spacious interior offers a bright, open feel, with sliding glass doors that invite the outdoors in. An air-conditioned bonus room with water views provides flexible space for a fourth bedroom, home office, entertainment room, or waterfront bar. Additional highlights include new carpeting, California Closets, ceiling fans throughout, an in-unit washer and dryer, hurricane shutters, a new HVAC system (2025), and a new garage door. The oversized two-car garage features built-in closets and shelving, providing plenty of storage for beach gear, boating equipment, and more. The living floors experienced no flooding. Perfectly situated for an active coastal lifestyle, this pet-friendly community is just one and a half blocks from a newly updated park featuring a dog park, children's playground, pickleball courts, basketball court, a baseball field, and a pavilion. Pack up the beach wagon and enjoy a leisurely 10-minute walk to the white sandy beaches of Treasure Island, with John's Pass also nearby. Capri Harbor residents enjoy maintenance-free living with major amenities (water, sewer, trash, pest control, lawn maintenance, building insurance, pool, etc) included in the monthly HOA fee, a waterfront swimming pool just steps from the unit, and boat slips available to rent directly through the HOA. The lowest-priced waterfront townhome on Isle of Capri! Whether you're looking for a full-time residence, vacation getaway, or income-producing property (ask about rental history), this exceptional waterfront townhome offers the Florida lifestyle at its finest!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8559348
StatusActive
Year Built1982
Stories3
Total Rooms3
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionCAPRI HARBOR CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Sliding Doors
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Heated

Waterfront

WaterfrontYes
FeaturesBay/Harbor, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$1,190 / Monthly
Senior CommunityNo

Financial Details

List Price$599,000
Annual Taxes$8,986 (2025)
FinancingCash, Conventional, FHA
Parcel #143115132000015050

Directions

Heading north on Gulf Blvd; Turn right on 116th Ave. Left on 2nd St E. Entrance will be on the left.

Location

12242 2ND STREET E, TREASURE ISLAND, FL 33706

Listing Information

OfficeRE/MAX PREFERRED
ListedOctober 21, 2026

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Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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How to Buy This Home

Multiple financing options available for this $599,000 home in TREASURE ISLAND.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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