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$575,000

78 146TH AVENUE E, MADEIRA BEACH, FL 33708

3D Tour
Active3 days on market

Beds

2

Baths

2

Sq Ft

1,340 sq ft

Year Built

1950

Lot Size

0.07 acres

Garage

0

About This Property

NEW TO MARKET!!! NEW TO MARKET!!! NEW TO MARKET!!! Steps to the beach!! View the Gulf from your front porch! Beachside living meets income-producing opportunity at 78 146th Avenue E in Madeira Beach! Just steps from the sand, this updated duplex features two one-bedroom, one-bath residences, both currently leased through July 2027. Monthly rents of $1,949 and $1,940 provide a combined $3,889 in gross monthly rental income, or $46,668 on an annualized basis at current rents. Extensive renovations include replacement windows, exterior doors, interior doors, updated water-supply plumbing, electrical wiring and receptacles, and two water heaters. Interior improvements include wall framing, insulation, drywall, freshly finished and painted walls and ceilings, and updated baseboards and trim. Street parking available. Kitchens and bathrooms feature updated cabinetry, vanities, countertops, sinks, and toilets, along with bathtub work and washer/dryer hookups for both residences. With tenants already in place, this property offers established rental income paired with the enduring appeal of a coastal location. Morning beach walks, afternoons by the Gulf, and sunset strolls are all just steps away. Whether expanding your investment portfolio or planning for future personal use after the existing leases expire, this Madeira Beach duplex brings together updated interiors, practical improvements, and the beach lifestyle. The location also places you near The Beahmaker, an upcoming Marriott Autograph Collection resort and residences, and a short drive from the waterfront dining, shopping, and entertainment of John’s Pass Village & Boardwalk. With a separate $115 million Marriott hotel development approved for John’s Pass, these hospitality projects represent significant additional investment in Madeira Beach, adding to the appeal of owning an income-producing property in this established Gulf Coast destination.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8559356
StatusActive
Year Built1950
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
SubdivisionSUNNY SHORES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo
FlooringMarble
AppliancesRange, Refrigerator
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.07 acres (3,001 sq ft)
Lot Dimensions50 x 60
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$575,000
Annual Taxes$3,645 (2025)
FinancingCash, Conventional
Parcel #093115870480000460

Directions

Tom Stuart to Gulf Blvd left to 146 left on 146th property on the left

Location

78 146TH AVENUE E, MADEIRA BEACH, FL 33708

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedOctober 19, 2026

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Home Price

$575,000

20% ($115,000)
6.75%

Loan Term

Principal & Interest$2,984
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,661
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How to Buy This Home

Multiple financing options available for this $575,000 home in MADEIRA BEACH.

🏦

Conventional

$28,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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