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$649,000

5302 28TH AVENUE S, GULFPORT, FL 33707

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,407 sq ft

Year Built

1941

Lot Size

0.13 acres

Garage

0

About This Property

NO HOA! Located in desirable Flood Zone X, outside the designated high-risk flood area, this beautifully updated coastal cottage offers a compelling opportunity to enjoy Florida living in the heart of Gulfport's vibrant Arts District. Just minutes from the waterfront, local restaurants, galleries, and downtown St. Petersburg, this charming residence combines the character of an established coastal community with the comforts of modern living. Set on a corner lot framed by mature palm trees, this inviting single-story home features three bedrooms, two bathrooms, and 1,407 square feet of thoughtfully designed living space. Its cheerful coastal exterior, distinctive arched windows, and welcoming screened front porch create an immediate sense of character and charm. Inside, natural light fills the living areas, where plantation shutters, wood-look flooring, and soft coastal tones create a bright, comfortable atmosphere. The updated kitchen features white cabinetry, quartz countertops, a decorative tile backsplash, and an open connection to the main living space. The split-bedroom floor plan provides privacy and flexibility, with a spacious primary suite and two additional bedrooms that can accommodate guests, a home office, or creative pursuits. Outdoor living is an integral part of the experience. Enjoy morning coffee on the screened front porch, afternoon relaxation beneath the covered rear patio, or time outdoors in the fenced backyard. With no HOA fees and its Flood Zone X designation, the property offers practical advantages alongside its lifestyle appeal. And then there's Gulfport itself. Known for its independent spirit, thriving arts scene, and relaxed waterfront atmosphere, Gulfport is one of the Tampa Bay area's most distinctive coastal communities. Directly across the street from the home are neighborhood tennis courts, a dog park, and the Gulfport History Museum. A short bicycle ride brings you to the waterfront, sandy beach, volleyball courts, and the restaurants, cafés, boutiques, and galleries lining Beach Boulevard. Gulfport offers an appealing introduction to Florida's Gulf Coast lifestyle. Enjoy the charm of a walkable waterfront district, local art events, outdoor recreation, and year-round opportunities to explore the area, all while remaining conveniently connected to downtown St. Petersburg's cultural attractions, museums, dining, and entertainment. Tampa and the Gulf beaches are also within driving distance. Whether you're seeking a full-time residence, a seasonal Florida retreat, or simply a different pace of life, this Gulfport cottage brings together location, character, comfort, and the added appeal of a Flood Zone X designation. **A charming coastal home, an exceptional Gulfport lifestyle, and a location worth discovering.**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8559604
StatusActive
Year Built1941
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationOther
FacesEast
SubdivisionVETERAN CITY
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
FlooringTile, Hardwood
AppliancesDishwasher, Dryer, Refrigerator, Washer
LaundryLaundry Closet
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Entrance, Sidewalk
FencingFenced
Lot Size0.13 acres (5,719 sq ft)
Lot Dimensions65 x 88
Lot FeaturesCorner Lot, Landscaped, Private
Road SurfaceAsphalt, Paved
ViewPark/Greenbelt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Street Lights

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$649,000
Annual Taxes$5,991 (2025)
FinancingCash, Conventional
Parcel #333116939420000141

Directions

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Location

5302 28TH AVENUE S, GULFPORT, FL 33707

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedNovember 3, 2026

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Home Price

$649,000

20% ($129,800)
6.75%

Loan Term

Principal & Interest$3,368
Property Tax (est.)$595
Insurance (est.)$150
Total Monthly$4,112
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How to Buy This Home

Multiple financing options available for this $649,000 home in GULFPORT.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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