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$109,900

3109 MISSION GROVE DRIVE UNIT D, PALM HARBOR, FL 34684

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

806 sq ft

Year Built

1976

Lot Size

—

Garage

0

About This Property

Virtually Staged. ENJOY UNLIMITED GOLF, TENNIS, RESORT-STYLE AMENITIES & CAREFREE LIVING IN THIS DESIRABLE 55+ COMMUNITY! Welcome to this bright and inviting 2-bedroom, 2-bath villa offering the perfect combination of comfort, convenience, and an active Florida lifestyle! Step inside to discover a spacious, open floor plan filled with natural light and easy-care tile flooring throughout. Relax and unwind in your enclosed lanai overlooking beautifully landscaped green space, the perfect spot for morning coffee or peaceful evenings. Enjoy lovely pond views from the front of the home and guest bedroom, adding to the serene setting. An assigned covered parking space under the carport and a private storage closet provide added convenience and extra room for bicycles, beach gear, golf clubs, and more! THE MASTER ASSOCIATION FEE INCLUDES UNLIMITED GOLF, tennis, TWO clubhouses, TWO swimming pools, shuffleboard, access to beautiful Lake Tarpon, and an incredible variety of planned social events, clubs, and activities! Whether you enjoy hitting the golf course, relaxing poolside, staying active, or making new friends, there's something for everyone in this vibrant community. Enjoy the benefits of low-maintenance living with endless opportunities for recreation and relaxation. Whether you're looking for a year-round residence or a seasonal Florida retreat, this charming villa offers the lifestyle you've been dreaming of. Come enjoy the Florida lifestyle where every day can feel like a vacation!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8559635
StatusActive
Year Built1976
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHIGHLAND LAKES MISSION GROVE CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
FlooringTile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk
Other StructuresStorage
Lot FeaturesCleared, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
Road SurfacePaved
ViewGarden, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$109,900
Annual Taxes$2,068 (2024)
Parcel #052816582140040040

Directions

US Hwy 19 North make Right on to Highland Lakes Blvd to right on to Mission Grove Drive to address.

Location

3109 MISSION GROVE DRIVE UNIT D, PALM HARBOR, FL 34684

Listing Information

OfficeRE/MAX ELITE REALTY
ListedOctober 20, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$109,900

20% ($21,980)
6.75%

Loan Term

Principal & Interest$570
Property Tax (est.)$101
Insurance (est.)$150
Total Monthly$821
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How to Buy This Home

Multiple financing options available for this $109,900 home in PALM HARBOR.

🏛️

FHA Loan

$3,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$5,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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