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$399,900

508 E JAMES STREET, TAMPA, FL 33603

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,600 sq ft

Year Built

2026

Lot Size

0.14 acres

Garage

0

About This Property

*** NEW CONSTRUCTION *** COMPLETED 10/2026 *** STEP INTO THIS STUNNING CUSTOM BUILT 3 BED 2 BATH SOLID BLOCK HOME *** THOUGHTFULLY DESIGNED TO HONOR THE HISTORIC CHARM & RICH HISTORY OF THE NEIGHBORHOOD *** THIS HOME SEAMLESSLY BLENDS TIMELESS CRAFTSMANSHIP WITH MODERN ELEGANCE. BEGINNING WITH THE BUNGALOW STYLE ELEVATION ALONG WITH THE EXPANSIVE FRONT PORCH *** AS YOU OPEN THE FRONT DOOR YOU'LL BE GREETED WITH HIGH CEILINGS & AN OPEN LIVING/DINING AREA *** KITCHEN IS SPACIOUS WITH BREAKFAST NOOK AND STAINLESS APPLIANCE PACKAGE. MASTER RETREAT HAS PRIVATE FULL BATH WITH WALK IN CLOSET, SOAKING TUB & STAND UP SHOWER. SHORT DRIVE TO ARMATURE WORKS FOR TOP TIER DINING, SHOPPING & WATERFRONT *** EZ ACCESS TO INTERSTATE, DOWNTOWN & ALL THAT TAMPA HAS TO OFFER. COME CHECK THIS OUT TODAY ***

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8559750
StatusActive
Year Built2026
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionBEN WIGGINS SUB
CountyHillsborough
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Open Floorplan, Other, Solid Wood Cabinets, Split Bedroom, Stone Counters
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Closet, Other
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Other
Lot Size0.14 acres (6,188 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$1,701 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A1229184HX00000200011.0

Directions

Head south on I-275 S, Take exit 46B toward FL-574/Martin Luther King Jr Blvd, Merge onto N Marguerite St, Slight right to stay on N Marguerite St, Turn left onto N Central Ave, Turn left onto E James St

Location

508 E JAMES STREET, TAMPA, FL 33603

Listing Information

OfficeSTAR BAY REALTY CORP.
ListedOctober 20, 2026

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Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $399,900 home in TAMPA.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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