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$649,999

8634 23RD STREET, ZEPHYRHILLS, FL 33540

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

2,016 sq ft

Year Built

1993

Lot Size

4.89 acres

Garage

0

About This Property

Discover the peace, privacy, and beauty of country living at 8634 23rd Street, Zephyrhills, FL. Situated approximately 160 feet above sea level atop a scenic hill, this unique property offers 4.89 acres of tranquil surroundings, rolling hill views, and western sunsets. This block home features an open floor plan, brand-new luxury vinyl plank flooring throughout, and a beautifully finished primary bathroom. Inside, a wood-burning fireplace creates a warm and inviting atmosphere, while the patio provides the perfect place to unwind and take in the spectacular sunset views across the surrounding hills. Beyond the home, the property offers an impressive, finished barn measuring over 1,100 square feet. With its versatile space, the barn presents exciting possibilities for a hobby space, workshop, guest retreat, or potential in-law suite or Airbnb conversion, subject to applicable zoning, permitting, and approval requirements. The acreage is thoughtfully equipped with a 20-by-20 water grid irrigation system to help support a variety of established and growing fruit plants and trees, including pomegranate, kiwi, berries, avocado, peach, fig, and plum. Whether you're dreaming of a peaceful homestead, a place to enjoy stunning sunsets, room to garden and grow your own fruit, or a property with flexible outbuilding potential, this Zephyrhills hilltop retreat offers a special combination of privacy, natural beauty, and opportunity. Come experience the views, the land, and the possibilities at 8634 23rd Street!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8559932
StatusActive
Year Built1993
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionZEPHYRHILLS COLONY
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesConvection Oven, Disposal, Dryer, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorGarden, Sliding Doors
Lot Size4.89 acres (213,008 sq ft)
Road SurfaceDirt, Gravel
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$649,999
Annual Taxes$4,300 (2025)
ZoningAC
Parcel #2525210010043000000

Schools

ElementaryWoodland Elementary-PO
MiddleCentennial Middle-PO
HighZephryhills High School-PO

Directions

From SR 54, head toward US-301 (Gall Boulevard), turn onto 23rd Street, then continue north past Otis Allen Road; the property at 8634 23rd Street will be on the east side of the road, accessed by a long dirt driveway with a gate.

Location

8634 23RD STREET, ZEPHYRHILLS, FL 33540

Listing Information

OfficeCENTURY 21 BILL NYE REALTY
ListedOctober 20, 2026

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Home Price

$649,999

20% ($130,000)
6.75%

Loan Term

Principal & Interest$3,373
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,119
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,999 home in ZEPHYRHILLS.

🏛️

FHA Loan

$22,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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