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$265,000

12128 KATHERWOOD STREET UNIT 20, SPRING HILL, FL 34608

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,105 sq ft

Year Built

1985

Lot Size

0.23 acres

Garage

2

About This Property

Welcome to your move-in ready Spring Hill pool home, ideally located in Hernando County (Unit 20) just minutes from Weeki Wachee Springs, Spring Hill Elementary (0.4 miles), local shopping, dining, and the Suncoast Parkway for a quick commute to Tampa! This 3-bedroom, 2-bathroom residence offers 1,105 sq ft of comfortable heated living space (2,030 total sq ft) featuring durable concrete block and stucco construction, an open floor plan, and an oversized 520 sq ft finished garage. Step outside through sliding glass doors to your private tropical oasis, complete with an expansive 816 sq ft screened lanai, cool-epoxy decking, and a sparkling 300+ sq ft gunite in-ground pool—perfect for outdoor entertaining! Situated on a high-and-dry 10,000 sq ft lot in Flood Zone X (no mandatory flood insurance) with NO HOA and NO CDD fees, this move-in ready Florida gem delivers exceptional value and ultimate peace of mind. Schedule your private showing today before it’s gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8559995
StatusActive
Year Built1985
Total Rooms3
ConstructionConcrete
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionSPRING HILL UNIT 20
CountyHernando
OwnershipFee Simple

Interior Features

InteriorWalk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Freezer, Refrigerator
LaundryOther
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorStorage
Lot Size0.23 acres (10,000 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Electricity Connected, Public, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Annual Taxes$1,014 (2025)
ZoningPDP
Parcel #R3232317520013010020

Schools

ElementarySpring Hill Elementary
MiddlePowell Middle
HighCentral High School

Directions

See MLS

Location

12128 KATHERWOOD STREET UNIT 20, SPRING HILL, FL 34608

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedOctober 20, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $265,000 home in SPRING HILL.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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