Beds
4
Baths
3
Sq Ft
2,260 sq ft
Year Built
2022
Lot Size
0.16 acres
Garage
2
About This Property
Virtually Staged. Welcome to The Lucky Penny, where comfortable living meets the vacation-inspired lifestyle of Epperson! Built in 2022, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, 2,260 square feet of living space, and a 2-car garage in one of Wesley Chapel's most exciting communities. Step inside to an open-concept floor plan that brings the kitchen, dining, and living areas together, creating a welcoming space for everyday living and entertaining. Whether you're preparing dinner, hosting friends, or enjoying a quiet evening at home, the connected layout makes it easy to do it all. Upstairs, a versatile loft provides additional living space that's perfect for a media room, playroom, home office, or whatever fits your needs. The spacious primary suite offers a walk-in closet and private bathroom with dual sinks and a separate shower, while three additional bedrooms provide plenty of flexibility for guests, hobbies, or work-from-home needs. Outside, the fenced backyard offers peaceful pond views and room to enjoy the Florida sunshine. Start your morning overlooking the water, enjoy time outdoors, or unwind in the evening while taking in the scenery. And then there's the Epperson lifestyle! Imagine having a tropical getaway just minutes from your front door. Epperson is home to Florida's first MetroLagoon, a spectacular 7.5-acre recreational lagoon with crystal-clear turquoise water and sandy beaches. Spend your afternoons swimming, kayaking, paddleboarding, enjoying water slides, or tackling the inflatable obstacle course. Prefer to unwind? Relax on the beach, reserve a cabana, or enjoy refreshments in a resort-style setting. Beyond the lagoon, Epperson offers walking and biking trails, parks, playgrounds, green spaces, a dog park, and community gathering areas. Seasonal celebrations, neighborhood events, and outdoor recreation make it easy to enjoy an active, connected lifestyle. ULTRAFi high-speed internet brings modern convenience to this amenity-rich community. Located in the growing Wesley Chapel area, The Lucky Penny also offers convenient access to shopping, restaurants, entertainment, healthcare, and I-75 for travel throughout Tampa Bay. With generous living spaces, a fenced backyard overlooking the pond, and an incredible community right outside your door, The Lucky Penny offers so much more than a place to live. It's an opportunity to enjoy the Florida lifestyle every day. Schedule your private showing and discover what makes this home and Epperson so special!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
FROM I-75: Take Exit 282 (Overpass Rd) and head east. Turn left onto Epperson Blvd, then onto Penny Surf Loop. Follow to 30842 Penny Surf Loop. FROM SR 54: Head north on Curley Rd. Turn left onto Overpass Rd, then right onto Epperson Blvd. Continue to Penny Surf Loop and follow to the property. FROM US 301: Travel west on SR 54, turn right onto Curley Rd, then left onto Overpass Rd. Turn right onto Epperson Blvd and continue to Penny Surf Loop. Follow to 30842 Penny Surf Loop.
Location
30842 PENNY SURF LOOP, WESLEY CHAPEL, FL 33545
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$410,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $410,000 home in WESLEY CHAPEL.
🏛️
FHA Loan
$14,350 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.