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$410,000

30842 PENNY SURF LOOP, WESLEY CHAPEL, FL 33545

Active0 days on market

Beds

4

Baths

3

Sq Ft

2,260 sq ft

Year Built

2022

Lot Size

0.16 acres

Garage

2

About This Property

Virtually Staged. Welcome to The Lucky Penny, where comfortable living meets the vacation-inspired lifestyle of Epperson! Built in 2022, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, 2,260 square feet of living space, and a 2-car garage in one of Wesley Chapel's most exciting communities. Step inside to an open-concept floor plan that brings the kitchen, dining, and living areas together, creating a welcoming space for everyday living and entertaining. Whether you're preparing dinner, hosting friends, or enjoying a quiet evening at home, the connected layout makes it easy to do it all. Upstairs, a versatile loft provides additional living space that's perfect for a media room, playroom, home office, or whatever fits your needs. The spacious primary suite offers a walk-in closet and private bathroom with dual sinks and a separate shower, while three additional bedrooms provide plenty of flexibility for guests, hobbies, or work-from-home needs. Outside, the fenced backyard offers peaceful pond views and room to enjoy the Florida sunshine. Start your morning overlooking the water, enjoy time outdoors, or unwind in the evening while taking in the scenery. And then there's the Epperson lifestyle! Imagine having a tropical getaway just minutes from your front door. Epperson is home to Florida's first MetroLagoon, a spectacular 7.5-acre recreational lagoon with crystal-clear turquoise water and sandy beaches. Spend your afternoons swimming, kayaking, paddleboarding, enjoying water slides, or tackling the inflatable obstacle course. Prefer to unwind? Relax on the beach, reserve a cabana, or enjoy refreshments in a resort-style setting. Beyond the lagoon, Epperson offers walking and biking trails, parks, playgrounds, green spaces, a dog park, and community gathering areas. Seasonal celebrations, neighborhood events, and outdoor recreation make it easy to enjoy an active, connected lifestyle. ULTRAFi high-speed internet brings modern convenience to this amenity-rich community. Located in the growing Wesley Chapel area, The Lucky Penny also offers convenient access to shopping, restaurants, entertainment, healthcare, and I-75 for travel throughout Tampa Bay. With generous living spaces, a fenced backyard overlooking the pond, and an incredible community right outside your door, The Lucky Penny offers so much more than a place to live. It's an opportunity to enjoy the Florida lifestyle every day. Schedule your private showing and discover what makes this home and Epperson so special!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8560503
StatusActive
Year Built2022
Stories2
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionEPPERSON RANCH NORTH PH 2 & 3
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
FencingFenced
Lot Size0.16 acres (6,773 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$261 / Quarterly
Senior CommunityNo

Financial Details

List Price$410,000
Annual Taxes$8,015 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #202528013.0000.00128.0

Schools

ElementaryWatergrass Elementary-PO
MiddleThomas E Weightman Middle-PO
HighWesley Chapel High-PO

Directions

FROM I-75: Take Exit 282 (Overpass Rd) and head east. Turn left onto Epperson Blvd, then onto Penny Surf Loop. Follow to 30842 Penny Surf Loop. FROM SR 54: Head north on Curley Rd. Turn left onto Overpass Rd, then right onto Epperson Blvd. Continue to Penny Surf Loop and follow to the property. FROM US 301: Travel west on SR 54, turn right onto Curley Rd, then left onto Overpass Rd. Turn right onto Epperson Blvd and continue to Penny Surf Loop. Follow to 30842 Penny Surf Loop.

Location

30842 PENNY SURF LOOP, WESLEY CHAPEL, FL 33545

Listing Information

OfficeEXP REALTY LLC
ListedOctober 30, 2026

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Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $410,000 home in WESLEY CHAPEL.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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