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- 3219 46TH STREET N
Open House
Saturday, November 7 · 1:00 PM3:00 PM
$750,000
3219 46TH STREET N, ST PETERSBURG, FL 33713
Beds
3
Baths
2
Sq Ft
1,978 sq ft
Year Built
1964
Lot Size
0.21 acres
Garage
0
About This Property
Discover a rare combination of flexible living, thoughtful upgrades, and tropical charm in the heart of Disston Heights! Situated on an approximately 0.2-acre lot, this extensively remodeled property offers 1,978 square feet of combined living space, featuring a 3-bedroom, 2-bathroom main home plus a detached 1-bedroom, 1-bathroom garage apartment built in 2020. Located in desirable Flood Zone X, where flood insurance is generally not required by mortgage lenders, this property offers exceptional advantages for Florida homeowners! With multiple private living arrangements and a spacious 2.5-car garage, the possibilities are exceptional! Inside the concrete-block main residence, an inviting open floor plan blends modern finishes with classic Florida character. Beautiful terrazzo floors complement a remodeled kitchen with granite countertops and updated bathrooms. One of the three bedrooms has been transformed into a versatile studio-style suite with its own private entrance, bathroom, and kitchenette—ideal for extended family, guests, or potential rental use. Notable improvements include hurricane-impact windows, a 2017 roof, energy-efficient mini-split air conditioning, an on-demand water heater, additional attic insulation, and an updated 200-amp electrical panel. Both the home and garage were freshly painted in 2024. A standout feature is the detached 2.5-car garage with a separate apartment above, completed in 2020. This 1-bedroom, 1-bathroom residence offers its own refrigerator, washer/dryer, and private 8-by-8-foot composite deck accessed by composite stairs. Whether used for multigenerational living, guest accommodations, or rental income potential, this independent space adds tremendous versatility. The garage below features air conditioning, hurricane-impact windows and garage door, and a 60-amp subpanel—perfect for a workshop, hobbies, vehicles, or extra storage. Outdoors, escape to your own lush backyard retreat, where pergolas, palms, bamboo, and tropical landscaping create a peaceful setting for entertaining or unwinding. A deep-water well supplies the irrigation system, helping conserve city water. Rear alley access, vinyl fencing and gates, a paver parking area for a boat, camper, recreational equipment, or additional vehicles, and a 100-square-foot aluminum storage shed provide outstanding functionality. A Shark Coating-finished driveway adds a polished touch. Convenient to I-275, downtown St. Petersburg, Gulf beaches, shopping, dining, and Tampa International Airport, this property delivers an ideal combination of accessibility, flexibility, and Florida lifestyle appeal. Whether you're looking for flexible living arrangements, potential supplemental income, or simply more room to live and play, this distinctive Disston Heights property offers a truly uncommon opportunity!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
49th St to 32nd Ave N, East on 32nd Ave N to 46th St, North on 46th St address
Location
3219 46TH STREET N, ST PETERSBURG, FL 33713
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$750,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $750,000 home in ST PETERSBURG.
🏛️
FHA Loan
$26,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$37,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.