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$499,000

616 HERITAGE LANE UNIT A&B, LARGO, FL 33770

Active0 days on market

Beds

4

Baths

2

Sq Ft

2,292 sq ft

Year Built

1972

Lot Size

0.20 acres

Garage

2

About This Property

BEACH LIFE + RENTAL INCOME. Beautifully renovated DUPLEX! Each unit has 2 bed, 1 bath and a 1 garage with washer/dryer. 10 minutes to beach, boat ramp even closer. Great shopping, restaurants & Pinellas Trail only blocks away. Perfect income producing. UNIT A newly renovated, LVP flooring throughout, bathroom floor is tiled. UNIT B renovated 2024, LVP flooring throughout & tiled bath with zero threshold shower. 2026 kitchen remodel with soft-close wood Shaker cabinets & butcher block countertops. Large fenced yard, screened porch on (B) and a private patio on (A). Move-in ready! Four Point Inspection roof good condition (no leaks)/electric/plumbing/ HVAC all passed. Unit B HVAC 1 year old. Unit A HVAC 8 years old. Duplex has a common water/sewer line and separate electric. Flood Zone X. Deed for each Unit. A MUST SEE!

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8560700
StatusActive
Year Built1972
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
SubdivisionHERITAGE LANE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Engineered Hardwood, Tile, Vinyl
AppliancesDryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFenced, Rain Gutters, Sliding Doors
Lot Size0.20 acres (8,838 sq ft)
Lot Dimensions39 x 120
Lot FeaturesCul-De-Sac, Irregular Lot, Near Golf Course, Near Marina
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,000
Annual Taxes$3,434 (2025)
Parcel #332915382620000080

Schools

ElementaryMildred Helms Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

Traveling west on West Bay Drive. Make right onto Indian Rocks Road (towards Belleaire). At light turn right onto Mehlenbacher Road. Pass 20th Street and "Largo" sign, then Heritage Lane on right.

Location

616 HERITAGE LANE UNIT A&B, LARGO, FL 33770

Listing Information

OfficeHOMECOIN.COM
ListedOctober 24, 2026

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,000 home in LARGO.

🏛️

FHA Loan

$17,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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