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$625,000

1211 12TH AVENUE S, ST PETERSBURG, FL 33705

3D Tour
Active1 days on market

Beds

3

Baths

4

Sq Ft

1,839 sq ft

Year Built

2027

Lot Size

0.09 acres

Garage

0

About This Property

Virtually Staged. Under Construction. SELLER OFFERING up to $20,000 toward buyer closing costs or a mortgage rate buydown. MTBH Studios presents an architectural housing solution designed to tackle today’s housing affordability crisis - giving design-conscious urban buyers the power to generate income and smash ownership costs without the high upfront expense, zoning hurdles, or footprint of a separate ADU. Our goal is to facilitate earlier homeownership opportunities where you live in one part and rent out the remaining space as a separate private unit to crush your mortgage and housing cost - and, as time, needs, and/or economic conditions evolve, have the option to flex into a spectacular 3-bedroom, 3½-bath single-family home. Engineered with sleek spatial intelligence, dual private entrances, and masterfully zoned interiors, the home allows you to immediately generate high-yield rental income directly within the main structure’s footprint, with total privacy. There is no need for detached secondary builds—the home’s integrated, adaptable layout delivers revenue potential from day one to decrease housing expenses. Crisp architectural geometry, generous glazing that captures natural light, and a curated palette of elegant contemporary finishes establish a refined gallery aesthetic built for everyday high-performance living. Durable, low-maintenance materials and energy-conscious masonry construction maximize efficiency and resilience against Florida’s coastal climate while maintaining cutting-edge modern lines. Features include durable luxury vinyl flooring, contemporary cabinets with quartz countertops, KitchenAid appliances, Level 4 (smooth) drywall, custom Spanish porcelain tile, expansive hurricane-impact-rated windows, Icynene insulation, expansive sliders that flood the home with natural light, walk-in showers, a 20-foot, two-story living area, and many other luxury features. Positioned on the pulse of urban momentum just south of downtown St. Petersburg, the home delivers walkable and bikeable access to the Innovation District, Historic Roser Park, Salt Creek, USF St. Petersburg, Johns Hopkins All Children’s Hospital, Orlando Health Bayfront Hospital, and the city’s thriving marine-science and tech corridor. Downtown dining, craft cocktail lounges, indie arts districts, waterfront parks, the St. Pete Pier, Historic Roser Park for the most magnificent pet walks, and the Grand Central District are all just moments away.Adding immense long-term upside, the residence sits minutes from the transformative multibillion-dollar redevelopment at Tropicana Field. This generational project will introduce millions of square feet of premier retail, culinary concepts, entertainment venues, creative office hubs, and lush public parks. This home offers a forward-thinking blueprint for modern urban living, pairing uncompromising architectural design with built-in financial freedom at the core of St. Petersburg’s highest-growth corridor. Images include artist’s renderings. Plans and specifications are subject to change.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8560816
StatusActive
Year Built2027
Stories2
Total Rooms5
ConstructionBlock
RoofMembrane
FoundationStem Wall
FacesSouth
SubdivisionERWINS SUB
CountyPinellas
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Walk-In Closet(s)
FlooringLuxury Vinyl, Porcelain Tile
AppliancesCooktop, Dishwasher, Dryer, Refrigerator, Washer
LaundryLaundry Room, Upper Level
CoolingCentral Air, Zoned
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Sliding Doors
Lot Size0.09 acres (3,751 sq ft)
Lot Dimensions47 x 80
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$625,000
Annual Taxes$989 (2025)
Parcel #253116260280000026

Directions

From Dr. Martin Luther King Jr. St S, head west on 12th Ave S to 1211 12th Ave S. Appointment required for construction-site access.

Location

1211 12TH AVENUE S, ST PETERSBURG, FL 33705

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedOctober 30, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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How to Buy This Home

Multiple financing options available for this $625,000 home in ST PETERSBURG.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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