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$489,000

3143 LOCKWOOD TERRACE, SARASOTA, FL 34231

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,279 sq ft

Year Built

1966

Lot Size

0.20 acres

Garage

1

About This Property

Enjoy the Florida lifestyle in this inviting pool home, ideally located in the highly sought-after Gulf Gate subdivision - just 4 miles from Siesta Key Beach. Situated in an A+-rated school district with convenient access to public transportation, Sarasota Bradenton International Airport, UTC Mall, downtown Sarasota, shopping, and entertainment, this cozy single-family home features: •1,279sf on a spacious homesite measuring approximately 80ft wide x 110ft deep. •Living Room includes recessed lighting and built-in entertainment. •Kitchen features plenty of cabinets, granite countertops, garbage disposal. •2 spacious bedrooms with ceiling fans. •Master bathroom includes a garden tub with jets, separate fully tiled walk-in shower, walk-in closet, granite countertop. •Guest bathroom includes a shower and bathtub combo. •Ceramic tiles throughout. •1 car garage features a newer door and is equipped with remote control, fire hydrant, and washer/dryer hook ups. •Fully enclosed, refinished, and heated swimming pool with a newer pool heater and a new pool pump installed in 2024. •The fenced backyard features true Florida landscaping, offering an inviting outdoor setting to relax and enjoy the sunshine. •Garden storage shed measuring 8' x 7' x 8' high with decorative windows. •The home faces south and features a side porch on the east side, providing an additional outdoor space to enjoy. •The roof was replaced in 2015. •The HVAC system was replaced in 2021. •Brand-new ductwork and insulation installed in 2024. •New main electrical panel installed in 2024. •New privacy fence installed in 2024. •Re-plumbed with overhead piping. •There is a Community Association but membership is strictly VOLUNTARY. •High and dry in Flood Zone X – so flood insurance is optional. •Sidewalks! City utilities. Public Sewer. Homes in Gulf Gate don't stay on the market for long, so don't delay—schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8560963
StatusActive
Year Built1966
Stories1
Total Rooms7
ConstructionBlock, Cement Siding, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionGULF GATE
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsDouble Pane Windows, Shades
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
FencingVinyl
Other StructuresShed(s)
Lot Size0.20 acres (8,800 sq ft)
Lot Dimensions80W x 110D
Lot FeaturesCleared, City Lot, Landscaped, Level, Near Public Transit, Oversized Lot, Private, Sidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$75 / Annually
Senior CommunityNo

Financial Details

List Price$489,000
Annual Taxes$2,223 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3
Parcel #0102160041

Schools

ElementaryGulf Gate Elementary
MiddleSarasota Middle
HighRiverview High

Directions

North or southbound on Tamiami Trl, turn east on Bispham, turn on Lockwood Ter. Home is on the north side of Lockwood Ter facing south.

Location

3143 LOCKWOOD TERRACE, SARASOTA, FL 34231

Listing Information

OfficeBARADIT PROFESSIONAL ASSOCIATION
ListedOctober 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$489,000

20% ($97,800)
6.75%

Loan Term

Principal & Interest$2,537
Property Tax (est.)$448
Insurance (est.)$150
Total Monthly$3,136
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $489,000 home in SARASOTA.

🏛️

FHA Loan

$17,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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