$370,000
14827 N 23RD STREET, LUTZ, FL 33549
Beds
3
Baths
2
Sq Ft
2,160 sq ft
Year Built
2022
Lot Size
0.57 acres
Garage
0
About This Property
Move-in ready with room to grow! Situated on a spacious half-acre, this recently updated 5-bedroom, 3-bath home offers the perfect combination of comfort, space, and opportunity. Enjoy a refreshed interior, plenty of outdoor space, and the potential to subdivide the property into three separate lots (based on county approval), offering exciting possibilities for future development or investment. Major improvements include a new well and septic system installed in 2023, providing added peace of mind. As an added bonus, the seller is offering a $3,000 credit toward closing costs or fencing! Whether you're looking for a spacious primary residence or a property with future potential, this one is ready for its next owner. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From E Bearss Avenue, head north on Livingston Avenue. Turn left onto E 148th Avenue, then right onto N 23rd Street. Continue to 14827 N 23rd Street. Property will be on the left.
Location
14827 N 23RD STREET, LUTZ, FL 33549
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$370,000
Loan Term
How to Buy This Home
Multiple financing options available for this $370,000 home in LUTZ.
🏛️
FHA Loan
$12,950 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.