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$185,000

1240 CHELSEA LANE, HOLIDAY, FL 34691

3D Tour
Active1 days on market

Beds

2

Baths

1

Sq Ft

860 sq ft

Year Built

1970

Lot Size

0.14 acres

Garage

1

About This Property

Enjoy comfortable, easy living in this inviting 2-bedroom, 1-bath home on a desirable corner lot. The open floor plan creates a bright, connected feel, while the spacious yard offers room to relax, garden, or entertain. A 1-car garage adds everyday convenience, and major updates include a 2022 roof and 2023 AC. With no HOA, you’ll have added flexibility to make the home your own. Call or text for a private showing!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8561052
StatusActive
Year Built1970
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHOLIDAY LAKE ESTATES
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorNinguno
FlooringCarpet, Vinyl
AppliancesRange, Refrigerator
LaundryNone
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.14 acres (5,950 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$185,000
Annual Taxes$2,798 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #152636084.0000.00645.0

Directions

Turn left on Louis Ave Turn right on Chelsea Ln Home will be on your right

Location

1240 CHELSEA LANE, HOLIDAY, FL 34691

Listing Information

OfficeGOLD REAL ESTATE SOLUTIONS
ListedOctober 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$185,000

20% ($37,000)
6.75%

Loan Term

Principal & Interest$960
Property Tax (est.)$170
Insurance (est.)$150
Total Monthly$1,280
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How to Buy This Home

Multiple financing options available for this $185,000 home in HOLIDAY.

🏛️

FHA Loan

$6,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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