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$385,000

12404 PALM RIDGE DRIVE, SAN ANTONIO, FL 33576

3D Tour
Active15 days on market

Beds

3

Baths

2

Sq Ft

1,895 sq ft

Year Built

2006

Lot Size

0.39 acres

Garage

2

About This Property

WELCOME TO PALM RIDGE ESTATES, where small-town Florida charm meets comfort, convenience, and peace of mind! Nestled in the picturesque community of San Antonio, this inviting 3-bedroom, 2-bath ranch-style home offers 1,895 square feet of living space, PLUS an additional 550-square-foot air-conditioned Florida room! Thoughtful upgrades, a NEWER ROOF (2022), and a WHOLE-HOUSE PROPANE GENERAC GENERATOR provide added value and reassurance, especially during Florida's storm season. From the moment you arrive, you'll appreciate the home's attractive curb appeal, spacious front lawn, and welcoming entryway. Step inside to discover soaring vaulted ceilings, abundant natural light, and an open floor plan that creates an airy yet comfortable atmosphere. Beautiful engineered hardwood flooring flows throughout the main living areas, complemented by architectural details, updated light fixtures, and elegant wood plantation shutters that add warmth and timeless character. Multiple living and dining spaces provide flexibility for entertaining, gathering with loved ones, or simply relaxing at home. At the heart of the home, the kitchen offers beautiful cabinetry, a decorative tile backsplash, generous counter space, DOUBLE OVENS, and a convenient breakfast bar overlooking the main living area. Whether preparing everyday meals or hosting holiday gatherings, this inviting space makes entertaining a pleasure. A dedicated indoor laundry room, complete with a newer Electrolux washer and dryer, adds everyday convenience. The spacious primary suite offers a peaceful retreat with a generous walk-in closet and an ensuite bathroom featuring dual vanities, a beautifully tiled walk-in shower, and a separate soaking tub. Two additional bedrooms, plus den, provide comfortable accommodations with flexibility for guests, hobbies, or a home office. One of the home's standout features is the expansive 550-square-foot Florida room, accessible through large sliding glass doors from the main living area. Surrounded by windows overlooking the backyard and equipped with its own mini-split air-conditioning system, this versatile space offers year-round enjoyment. Imagine sipping your morning coffee while enjoying views of the outdoors, hosting friends for an afternoon gathering, or creating your own peaceful retreat with plenty of room to spread out. Additional highlights include an attached TWO-CAR GARAGE and a detached storage shed complete with electricity, a workbench, and shelving, ideal for projects, hobbies, and extra storage. The whole-house propane Generac generator offers an especially valuable feature, providing backup power during outages and an added level of preparedness for Florida living. Located in the established Palm Ridge Estates community, homeowners enjoy a LOW HOA and NO CDD FEES! Beyond the neighborhood, San Antonio offers a lifestyle that's becoming increasingly hard to find. Known for its majestic oak trees, charming streets, quaint downtown, community parks, and welcoming small-town atmosphere, this historic Florida town invites you to slow down and enjoy life's simple pleasures. Enjoy convenient access to nearby schools, local dining, shopping, and recreation, while remaining a short drive from Wesley Chapel, Dade City, and Brooksville, with easy commuting routes to Tampa.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8561078
StatusActive
Year Built2006
Total Rooms12
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionPALM RIDGE ESTATES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorSolid Wood Cabinets, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments, Accessibility Features, Pull Down Stairs
FlooringCarpet, Engineered Hardwood, Tile, Vinyl
AppliancesWasher, Water Softener, Water Filtration System, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave
LaundryInside, Laundry Room, Electric Dryer Hookup
WindowsDouble Pane Windows, Blinds, Shutters, Window Treatments, Double Hung
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorStorage, Shade Shutter(s), Dog Run, Irrigation System, Lighting, Rain Gutters, Sliding Doors, Private Yard
FencingWood
Other StructuresStorage
Lot Size0.39 acres (16,988 sq ft)
Lot FeaturesOversized Lot, City Lot, Level, Landscaped
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesPropane, Underground Utilities, BB/HS Internet Available, Electricity Connected, Fiber Optics, Phone Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$400 / Annually
Senior CommunityNo

Financial Details

List Price$385,000
Annual Taxes$2,610 (2025)
FinancingCash, Conventional, FHA, VA Loan
Zoning00A0
Parcel #0225200190000000200

Schools

ElementarySan Antonio-PO
MiddlePasco Middle-PO
HighPasco High-PO

Directions

From I-75, take San Antonio exit, Hwy 52 East. Turn left onto CR 52. Turn North (left) onto Curley Rd. Take left onto Pennsylvania Ave, then Right on Palm Ridge Drive. House will be on Right.

Location

12404 PALM RIDGE DRIVE, SAN ANTONIO, FL 33576

Listing Information

OfficeBINGHAM REALTY INC
ListedOctober 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$385,000

20% ($77,000)
6.75%

Loan Term

Principal & Interest$1,998
Property Tax (est.)$353
Insurance (est.)$150
Total Monthly$2,501
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $385,000 home in SAN ANTONIO.

🏛️

FHA Loan

$13,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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