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- Dunedin Homes for Sale
- 2020 VALLEY DRIVE
$525,000
2020 VALLEY DRIVE, DUNEDIN, FL 34698
Beds
3
Baths
2
Sq Ft
1,114 sq ft
Year Built
1967
Lot Size
0.23 acres
Garage
1
About This Property
NEW TO MARKET!!! NEW TO MARKET!!! NEW TO MARKET!!! A PRIVATE RETREAT WITH THE BEST OF DUNEDIN CLOSE TO HOME! Situated on a picturesque wooded lot within walking distance of Hammock Park, this beautifully updated home blends timeless character, modern improvements, and the relaxed coastal lifestyle that makes Dunedin so special. With no HOA, a fully fenced backyard, and inviting indoor and outdoor gathering spaces, 2020 Valley Dr offers a peaceful place to unwind while staying connected to the places you love. Step inside to a bright, open floor plan where classic terrazzo flooring and abundant natural light create a warm, welcoming atmosphere. At the heart of the home, the beautifully updated kitchen features granite countertops, a stylish tile backsplash, updated cabinetry, a center island, upgraded stainless steel appliances, and generous lighting. An inviting eat-in dining area provides the perfect setting for morning coffee, while the seamless connection between the kitchen and living area keeps everyone together, whether you’re enjoying a quiet evening or hosting friends. Thoughtful updates continue throughout the bathrooms. The spacious main bathroom features dual sinks, a new bathtub, and extensive tilework, while the primary bathroom offers a beautifully tiled walk-in shower and updated vanity. Outside, mature landscaping and a fully fenced backyard create a sense of privacy that is a standout feature of this property. The patio’s impressive outdoor fireplace adds character and an inviting focal point for evenings under the stars. Picture dinner outdoors, conversation by the fire, and a peaceful place to enjoy Florida’s beautiful weather—right in your own backyard. Major improvements include a NEW ROOF AND NEW A/C IN 2024, along with hurricane-rated windows and sliding glass doors, adding meaningful value to this exceptionally well-maintained, move-in-ready home. The flood zone is "X". Beyond your front door, the Dunedin lifestyle awaits. Walk to Hammock Park, the Dunedin Community Center, the Dunedin Fine Art Center, and Highlander Park. Spend your mornings exploring nearby parks or cycling the Pinellas Trail, then head to vibrant Downtown Dunedin for locally owned restaurants, boutiques, craft breweries, and community events. Enjoy the marina and waterfront, catch a spectacular sunset, or make a beach day of it at the Dunedin Causeway and Honeymoon Island State Park—all within easy reach. From its oversized yard with no immediate neighbors to the back, it's distinctive outdoor fireplace to its updated kitchen and major improvements, this home brings together comfort, character, and a location that makes it easy to enjoy life in Dunedin. Come experience 2020 Valley Dr and discover your own piece of this Gulf Coast community.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Pinehurst to Valley, make a right, house on the left
Location
2020 VALLEY DRIVE, DUNEDIN, FL 34698
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$525,000
Loan Term
How to Buy This Home
Multiple financing options available for this $525,000 home in DUNEDIN.
🏛️
FHA Loan
$18,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.