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$499,000

76 TEMPLE LANE, LARGO, FL 33770

3D Tour
Active4 days on market

Beds

2

Baths

2

Sq Ft

1,805 sq ft

Year Built

1956

Lot Size

0.18 acres

Garage

0

About This Property

Virtually Staged. MID-CENTURY charm, angled roof line with high ceilings and lush FLORIDA NATIVE landscaping, just minutes from Indian Rocks Beach. No history of flooding, no evaculation zone on approximately a 33ft high elevation. This two-bedroom, one-bath main home with a bonus enclosed Florida room blends preserved vintage details with a new kitchen and thoughtful modern upgrades. An ADDITIONAL STUDIO with a private entrance, full bathroom, hot tub and private yard is currently rented through Airbnb, offering flexibility for visiting family, guests or continued SHORT-TERM RENTAL use. A modern DeGeorge concrete driveway and low-maintenance native landscaping welcome you to this spacious corner lot, with generous courtyards and distinct outdoor spaces for entertaining and relaxing. Approximately 1,350 square feet of gardens feature 80% native plantings, including beautyberry, firebush, coontie and muhly grass, plus fruit-producing plants and trees such as red mulberry, elderberry, passionvine and seagrape. The garden is a Certified Wildlife Habitat through the National Wildlife Federation and a registered Monarch Waystation through Monarch Watch. There is also room to explore adding a pool or parking a boat or RV. Modern upgrades include PGT impact windows and doors, an impact-rated garage door, a Velux impact-rated skylight, plumbing and electrical improvements, electric tankless water heater in 2018 and shingle roof in 2021. Custom roller shades and solar panels enhance energy efficiency, with summer electric bills averaging just $52 per month. Professionally restored terrazzo floors, original bathroom tile in excellent condition, interior wood doors and custom woodworking preserve the home’s character. The new kitchen features custom wood cabinetry, quartz countertops, a granite sink with a chrome faucet and a Big Chill refrigerator that complements the home’s mid-century style. A cypress tongue-and-groove ceiling and skylight add warmth and natural light. The spacious, remodeled Florida room has its own mini-split system, and storage is plentiful throughout. Walk to coffee shops, restaurants, grocery stores and local shops, or bike to the beach. Belleair Causeway’s boat ramp, dog beach and kayak launch are less than a mile away, offering access to nearby barrier islands. Indian Rocks Beach is under four miles. Just 1.4 miles away, the Pinellas Trail offers a paved recreation corridor for walking, jogging and cycling through communities across the county. Tampa International Airport is also within reach for travel and visiting guests. A full list of documented upgrades and all native plants is available upon request. Reach out to schedule a showing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8561155
StatusActive
Year Built1956
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUN VILLAGE SUB
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Skylight(s), Thermostat, Window Treatments
FlooringTerrazzo, Vinyl
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside
WindowsRods, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Private Entrance, Storage
Other StructuresShed(s)
Lot Size0.18 acres (8,041 sq ft)
Lot Dimensions80 x 100
Lot FeaturesCorner Lot, Landscaped, Oversized Lot
Road SurfacePaved
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,000
Annual Taxes$4,710 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #322915884340010120

Directions

From West Bay Drive, turn north onto Temple Lane. Follow to 76 Temple Lane; the home will be on your left.

Location

76 TEMPLE LANE, LARGO, FL 33770

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedNovember 6, 2026

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Preferred Time

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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How to Buy This Home

Multiple financing options available for this $499,000 home in LARGO.

🏛️

FHA Loan

$17,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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