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$399,900

12308 N 53RD STREET, TEMPLE TERRACE, FL 33617

3D Tour
Active2 days on market

Beds

3

Baths

2

Sq Ft

1,149 sq ft

Year Built

1954

Lot Size

0.43 acres

Garage

0

About This Property

OUTDOOR ENTHUSIASTS, THIS ONE IS FOR YOU! Beautifully remodeled, MOVE-IN READY, and situated on NEARLY HALF AN ACRE WITH NO HOA! Welcome to this charming 3-bedroom, 2-bath home tucked away in the established Temple Terraces community, where modern updates meet the beauty of Florida living! Situated on an expansive 0.43-ACRE FULLY FENCED LOT, this property offers privacy, mature shade trees, tropical landscaping, and plenty of room to enjoy the outdoors. The PARK-LIKE BACKYARD features a wonderful variety of fruit trees, including banana, lemon, lime, peach, plum, and avocado. Dreaming of adding a POOL, creating a garden, or designing your own backyard retreat? There's plenty of space to bring your vision to life! Step inside to discover a beautifully updated interior featuring porcelain and ceramic tile flooring throughout and an inviting OPEN-CONCEPT LAYOUT connecting the kitchen, living, and dining areas. The REMODELED KITCHEN (2022) showcases solid wood cabinetry, granite countertops, stainless steel appliances, and ample counter space, combining style with everyday functionality. A NEWLY ADDED SLIDING GLASS DOOR provides convenient access to the expansive backyard, creating a seamless connection between indoor and outdoor living. The spacious PRIMARY SUITE offers two closets and a beautifully remodeled ensuite bathroom featuring dual sinks, a relaxing Jacuzzi tub, and a separate glass-enclosed shower. Two additional bedrooms feature attractive wood-look ceramic tile flooring and recessed lighting, while the updated second bathroom includes a modern vanity and tiled glass-enclosed shower. EXTENSIVE MAJOR IMPROVEMENTS HAVE ALREADY BEEN COMPLETED! Updates include the HVAC system and ductwork (2022), electrical and plumbing upgrades (2022), tankless water heater, new septic tank, updated well pump, water softener and reverse osmosis system, and exterior stucco and doors (2022). The ROOF WAS REPLACED IN 2021 and comes with a GAF Lifetime Warranty. These substantial improvements, combined with the beautifully renovated interior, make this home an exceptional move-in-ready opportunity! Another standout feature is the DETACHED 16' x 22' TUFF SHED WITH ELECTRICITY, complete with windows and doors! Offering approximately 352 sq. ft. of versatile space, this impressive structure is ideal for a WORKSHOP, HOME GYM, HOME OFFICE, hobby area, or additional storage. LOVE TO ENTERTAIN? You'll appreciate the fantastic COVERED OUTDOOR KITCHEN AND BAR, complete with a grill, refrigerator, bar seating, ceiling fans, lighting, and a WALL-MOUNTED TV! Whether hosting weekend barbecues, watching your favorite sports, or simply relaxing under the glow of the string lights while overlooking the beautiful backyard, this inviting outdoor retreat is designed for enjoying the Florida lifestyle. NO HOA AND LOCATED IN FLOOD ZONE X! Conveniently located just minutes from USF, MOFFITT CANCER CENTER, the VA Hospital, MOSI, and I-275, with exciting plans for a NEW INDOOR SPORTS COMPLEX and a proposed ICE SKATING RINK at the nearby MOSI campus. Enjoy easy access to Downtown Tampa, shopping, dining, entertainment, and the beautiful Gulf Coast beaches.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8561183
StatusActive
Year Built1954
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionTEMPLE TERRACES
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters
FlooringCeramic Tile, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorGarden, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
FencingFenced
Other StructuresOutdoor Kitchen, Shed(s)
Lot Size0.43 acres (18,559 sq ft)
Lot Dimensions101.97 x 182
Lot FeaturesLandscaped
Road SurfacePaved, Asphalt
ViewGarden, Trees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Fire Hydrant, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$4,795 (2025)
ZoningR-9
Parcel #T1028191HK00000000043.6

Schools

ElementaryPizzo-HB
MiddleGreco-HB
HighKing-HB

Directions

Head W on Fletcher from I75, L on N 56th, R on E 127th, L on N 53, House will be on the R

Location

12308 N 53RD STREET, TEMPLE TERRACE, FL 33617

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedOctober 29, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in TEMPLE TERRACE.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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