Beds
4
Baths
3
Sq Ft
2,370 sq ft
Year Built
2021
Lot Size
0.20 acres
Garage
3
About This Property
Current FHA may be assumable at an interest rate of 2.625. Program-specific eligibility applies. Stunning 3-Bed, 2,300+ Sq Ft Corner Lot Home in the Heart of Lakeland — 3-Car Garage, Pool Community & Fishing Ponds! This beautifully maintained 3-bedroom, 2-bath home on a beautiful corner lot in the heart of Lakeland delivers the space, comfort, and community lifestyle that today’s buyers are actively searching for — and it checks every single box! With over 2,300 sq ft of open, flowing living space and a 3-car garage, this home offers outstanding room for everyday living, entertaining, and everything in between. The open floor plan creates a seamlessly connected and inviting atmosphere perfectly suited for hosting family and friends with effortless ease. A fully fenced yard provides wonderful privacy and security for all. The community amenities are equally impressive — a sparkling pool and neighborhood playground provide fantastic weekend recreation and family fun, while community fishing ponds add a uniquely enjoyable and relaxing outdoor activity right in the neighborhood. It is the kind of community where neighbors actually love coming home! Located just minutes from the Polk Parkway, commuting in any direction is effortlessly convenient, while a wide variety of shopping, dining, and everyday essentials are all close by — making daily life smooth and stress-free from this fantastic Lakeland address. Great lot, 2,300+ sq ft, 3-car garage, fenced yard, community pool, playground, and fishing ponds — this exceptional Lakeland home is a wonderful opportunity that truly has it all!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Follow FL-570 W to N Parkway Frontage Rd. Take exit 4 from FL-570 W. Take FL-572 E/Drane Field Rd to Shearwater St.
Location
4041 SHEARWATER STREET, LAKELAND, FL 33811
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$444,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $444,900 home in LAKELAND.
🏛️
FHA Loan
$15,572 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.