$429,000
838 KAREN STREET, PALM HARBOR, FL 34684
Beds
3
Baths
2
Sq Ft
1,108 sq ft
Year Built
1979
Lot Size
0.19 acres
Garage
1
About This Property
WELCOME HOME.....to this beautifully renovated home in the heart of Palm Harbor!!!! Move-in ready and perfectly situated, this stunning 3-bedroom, 2-bathroom home offers a thoughtfully updated living space. Enjoy a completely renovated interior featuring stylish ceramic flooring, beautifully updated bathrooms, new stainless steel kitchen appliances, modern lighting and ceiling fans, new windows and doors, and fresh interior and exterior paint. Major upgrades include a HVAC system and expanded living space. The spacious, open layout is ideal for both everyday living and entertaining, with a welcoming living area that flows seamlessly into the spectacular renovated kitchen. The private primary suite with seating area features a beautifully updated bathroom, modern vanity, and walk-in closet. Two additional generously sized bedrooms have flexibility for family, guests, or a home office. Step outside to an oversized, privacy-fenced backyard with plenty of room to relax, entertain, or create your own outdoor oasis. Conveniently located near Palm Harbor's beautiful beaches, shopping, dining, major roadways, and airports, this home delivers the perfect combination of modern updates, comfort, and location. All that is left to do is move in and make it your own! Schedule your appointment today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US Hwy 19 N to Curlew Rd, take a right. Proceed on Curlew to Karen St take a left and the home is on the right.
Location
838 KAREN STREET, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$429,000
Loan Term
How to Buy This Home
Multiple financing options available for this $429,000 home in PALM HARBOR.
🏛️
FHA Loan
$15,015 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in Palm Harbor
More Homes in Palm Harbor
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.