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$970,000

412 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active5 days on market

Beds

2

Baths

1

Sq Ft

1,092 sq ft

Year Built

1952

Lot Size

0.15 acres

Garage

0

About This Property

Charming Waterfront Cottage with Expansive Bay Views in Indian Rocks Beach! Discover the charm of coastal living in this delightful waterfront cottage nestled in this sought-after seaside community. Set along a wide, north-facing bay, this special property offers beautiful, open-water views and a wonderful sense of privacy. The original home has been thoughtfully refreshed, preserving its cottage character while offering inviting spaces to enjoy the waterfront setting. Featuring two bedrooms and one bath, the home captures the water views from the main living area, dining room, and Florida room, bringing the beauty of the bay into everyday living. Step outside to a spacious, private backyard, fenced on both sides and offering plenty of room to create your own tropical retreat, add a pool, or simply relax and enjoy the coastal breeze. Whether you're looking for a charming waterfront getaway, a full-time coastal residence, or a property to make your own, this is a wonderful opportunity to enjoy the laid-back lifestyle of Indian Rocks Beach. A charming cottage, beautiful bay views, and endless possibilities!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8562669
StatusActive
Year Built1952
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionINDIAN BEACH RE-REVISED 7TH ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBeamed Ceilings, Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Thermostat, Window Treatments
FlooringTerrazzo, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet, Outside
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOutdoor Shower, Storage
FencingVinyl, Wood
Lot Size0.15 acres (6,482 sq ft)
Lot Dimensions49 x 131
Lot FeaturesFloodZone
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$970,000
Annual Taxes$2,893 (2025)
FinancingCash, Conventional
Parcel #063015421560000080

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

From the Belleair Bridge, go South on Gulf Blvd to 20th Ave, turn left to the address on your right. Welcome Home!

Location

412 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedNovember 5, 2026

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Home Price

$970,000

20% ($194,000)
6.75%

Loan Term

Principal & Interest$5,033
Property Tax (est.)$889
Insurance (est.)$150
Total Monthly$6,072
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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