3397 BLUEFISH DRIVE, HERNANDO BEACH, FL 34607

About This Property

IMMERSE YOURSELF IN THE VIEWS & BEAUTY OF FLORIDA'S NATURE COAST! RARELY AVAILABLE POINT-LOT WATERFRONT HOME, MOVE-IN READY WITH GROTTO POOL AND LIFT! LIMITED TIME $50,000 SELLER CONCESSION TO USE TOWARDS RATE BUY-DOWN, CLOSING COSTS OR PERSONAL HOME CUSTOMIZATIONS WITH A 2026 CLOSING! Offered by its original owners, this exceptional custom waterfront residence offers a rare combination of privacy, panoramic views, and natural beauty. This custom waterfront residence delivers something increasingly rare along Florida's Gulf Coast—a home where tranquility, privacy, & breathtaking natural beauty define everyday living. Unlike many waterfront homes that overlook canals & neighboring docks, this exceptional point-lot property captures sweeping panoramic views across the Hernando Beach Flats out to the Gulf of Mexico, creating an extraordinary sense of openness where spectacular sunsets, coastal birds, seasonal bald eagles, & the ever-changing beauty of Florida's Nature Coast become part of daily life. Offering approximately 5,000 SF of usable space, an oversized 3-car garage, four waterfront verandas and a beautifully renovated lower-level bonus area nearly every room captures the surrounding water views. The open-concept living area features soaring ceilings, engineered hardwood flooring, elevator ready shaft built-in, abundant natural light, and a spacious kitchen with stainless appliances, dual convection ovens, oversized island, and butler's pantry. The private primary suite opens to a waterfront veranda and features a spa-inspired bath with soaking tub, walk-in shower, and dual vanities. Upstairs offers two spacious guest bedrooms, a full bath, and an additional loft living area. An elevator-ready shaft is already in place. The nearly 1,700 SF renovated lower-level bonus space offers incredible flexibility for recreation, media, fitness, office, hobbies, guest accommodations, or multigenerational use, with changing room and facilities. Lower-level square footage is not insurable and is not included in public-record living area. Outdoors, enjoy the heated saltwater pool with private grotto and cascading waterfall, solar and propane heating, screened lanai, and private kayak/paddle-board floating dock. Boating amenities include a private dock, 10,000-lb. boat lift and community lift with Gulf access. Recent improvements include a complete lower-level remodel (2024), pool pump (2024), boat lift motor (2024) HVAC units (2026/2023/2017), and water heater (2026). Roof was inspected by USAA in 2024 and deemed in excellent condition and insurable following the storms. Assumable flood policy available for qualified buyers through USAA. Clean 4-point (7+ years of life left on the roof) and wind mitigation reports available. The limited-time $50,000 seller concession also takes the roof's age into consideration, with replacement quotes under $25,000 in hand for future roof replacement this leaves potential additional funds to contribute to a rate buy down, elevator installation in existing elevator-ready shaft, closing costs or other desired customizations. Experience the peaceful beauty, extraordinary wildlife, privacy, and unforgettable Gulf sunsets that make Florida's Nature Coast so special. Come enjoy a sunset showing at this one-of-a-kind waterfront retreat today!

Property Overview

Interior Features

Exterior & Lot

Pool & Spa

Waterfront

Utilities

Parking

HOA & Community

Financial Details

Directions

U.S. 19 and Osowaw Blvd. Take Osowaw Blvd. west from U.S. 19 about a mile and a half to Shoal Line Blvd. Turn Right. Take Shoal Line Blvd. about a mile and a half to Bluefish Drive. Turn Left on Bluefish Drive. House is on right about a half mile down. 3397 Bluefish Drive Hernando Beach, FL 34607

Location

Listing Information