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$410,000

4601 16TH AVENUE N, ST PETERSBURG, FL 33713

3D Tour
Active3 days on market

Beds

3

Baths

2

Sq Ft

1,145 sq ft

Year Built

1951

Lot Size

0.16 acres

Garage

0

About This Property

Located in high-and-dry Flood Zone X (no flood insurance required), this 3-bedroom, 2-bathroom home features 1,145 sq ft of comfortable living, a private sparkling pool, and a detached 1-car garage with alley access—all just 10 minutes from both Downtown St. Pete and St. Pete Beach. Inside, enjoy the warmth of original hardwood flooring, a versatile rear addition with durable vinyl floors, and brand-new essentials, including a new stove and washing machine. Outdoors, entertain effortlessly on the front and rear decks, splash in the private backyard pool (pump replaced ~1 year ago), or convert the garage into a dream workshop, pool house, or ADU/guest house. The major infrastructure upgrades offer instant peace of mind: a brand-new roof with a 10-year transferable warranty, impact-resistant windows throughout nearly the entire home, fresh exterior paint, partial repiping, and a 2-year transferable Terminix termite/pest warranty. Exceptional location, significant capital improvements completed, and tremendous upside to personalize over time. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8562751
StatusActive
Year Built1951
Stories1
Total Rooms4
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionMOUNT VERNON
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters
FlooringCeramic Tile, Laminate, Hardwood
AppliancesDryer, Electric Water Heater, Microwave, Range, Washer
LaundryInside
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFire Pit, Private Yard
FencingVinyl
Lot Size0.16 acres (6,835 sq ft)
Lot Dimensions53 x 127
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$410,000
Annual Taxes$2,517 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #163116593100150080

Directions

46th to 16th.

Location

4601 16TH AVENUE N, ST PETERSBURG, FL 33713

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedOctober 29, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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How to Buy This Home

Multiple financing options available for this $410,000 home in ST PETERSBURG.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 1, 2026.

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