Open House
Sunday, November 15 · 1:00 PM3:00 PM
$515,000
1409 WATERMILL CIRCLE, TARPON SPRINGS, FL 34689
Beds
3
Baths
2
Sq Ft
1,989 sq ft
Year Built
1999
Lot Size
0.32 acres
Garage
2
About This Property
Welcome to this beautifully maintained 3-bedroom, 2-bathroom pool home in the tranquil Natures Preserve neighborhood. Thoughtfully updated throughout, this residence offers an exceptional balance of comfort and refinement. The open great room and split-bedroom floor plan are enhanced by 10-foot ceilings, rounded corners, and decorative ceiling alcoves. Finishes include engineered wide-plank flooring in the great room and two bedrooms, porcelain tile, newer STAINMASTER carpet in the primary bedroom, and updated fans and light fixtures. New hurricane impact windows and doors are installed throughout. The kitchen, updated in 2023, features quartz countertops, a glass tile backsplash, and a premium LG appliance package in fingerprint-resistant stainless steel, including a French-door refrigerator, dishwasher, convection range, and microwave/hood. A closet pantry and a dedicated eat-in area complete the space. The spacious primary suite offers direct pool access and an en-suite bath with a dual-sink vanity, soft-close wood cabinetry, quartz counters, a walk-in shower, freestanding tub, private water closet, and walk-in closet. The second bathroom has been recently renovated with a stone vanity and neutral tile. The interior laundry room includes a GE washer, Samsung dryer, and storage shelving. Outdoors, a private retreat awaits: a sparkling heated pool with Diamond Brite finish, surrounded by a brick-paver deck under a screened enclosure. The fully fenced yard, enclosed by white vinyl fencing, features mature landscaping and backs to the Anclote Preserve for added privacy. Recent improvements include a roof replaced in 2019 with durable GAF shingles and Seal-A-Ridge caps, and a new water heater in 2026. Custom built by Image Custom Homes in 1999 and offered by the original owner, the home sits outside a flood zone and carries a low HOA fee of just $150 quarterly. Enjoy convenient access to downtown Tarpon Springs, known for its dining, shopping, breweries, and the world-famous Sponge Docks. Nearby recreation includes the Pinellas Trail, a neighborhood park, a public boat ramp, a kayak and canoe launch, and the scenic shores of Sunset Beach and Fred Howard Park.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
North on US 19, Left on Beckett Way, Left on Dixie Hwy, Left on Watermill Cir, Left on Watermill Cir to address on Left.
Location
1409 WATERMILL CIRCLE, TARPON SPRINGS, FL 34689
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$515,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $515,000 home in TARPON SPRINGS.
🏛️
FHA Loan
$18,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.