Beds
3
Baths
2
Sq Ft
1,568 sq ft
Year Built
1984
Lot Size
0.37 acres
Garage
0
About This Property
Looking for space, flexibility, and value? This 3-bedroom, 2-bathroom double-wide home is situated on over a quarter acre of private rural land in Polk City, with NO HOA fees and NO LOT RENT! Enjoy the freedom of owning your own land without the added expense of community fees or lot leases. Inside, you'll find a spacious living room that flows into the dining area and kitchen, creating a comfortable layout with plenty of room for everyday living. The kitchen offers convenient access to the indoor laundry area and additional pantry storage. The primary bedroom features its own ensuite bathroom for added privacy and convenience. Outside, the generously sized yard offers plenty of room to enjoy the outdoors, garden, entertain, or simply take advantage of having extra space. The home also features a metal roof in good condition. Conveniently located near shopping, restaurants, medical facilities, and other everyday essentials, this property offers both privacy and accessibility. Whether you're searching for an affordable place to call home, looking for a property with room to personalize, or hoping to add another property to your investment portfolio, this Polk City property is full of possibilities. Don't miss the opportunity to own your own piece of Florida without the added costs of HOA fees or lot rent!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
While traveling East on Commonwealth Ave SW, turn South (right) on to Clearwater Ave, then turn West (right) on to Clearwater Place. 121 will be on the South (left) side of the road.
Location
121 CLEARWATER PLACE, POLK CITY, FL 33868
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$169,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $169,000 home in POLK CITY.
🏛️
FHA Loan
$5,915 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$8,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.