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$190,000

2255 PHILIPPINE DRIVE UNIT 45, CLEARWATER, FL 33763

3D Tour
Active3 days on market

Beds

2

Baths

2

Sq Ft

1,400 sq ft

Year Built

1984

Lot Size

,

Garage

0

About This Property

Welcome to one of the better priced, updated, 1400 sqft condo in the Top of the World. It's a 2/2, 3rd floor unit (nobody above you), that combines comfort & resort style living. It has a desirable floor plan & is move in ready. The kitchen features new hardware, wood cabinets, new granite counter tops, a new under counter sink & faucet, new back splash, a new range top, stainless steel refrigerator/dishwasher/microwave, butler station, lament flooring, plus plenty of countertop space & cabinets. The Florida room has added counter tops/cabinets, large pantry closet, double pane windows, & lament flooring. The master bedroom has luxury vinyl tile and an approved 2020 stack washer/dryer closet (which conveys). The ensuite bathroom has a stand-alone shower, new toilet, new vanity sink/cabinet w/ a marble top, lighted mirror, and luxury vinyl tile. The 2nd/guest bathroom has a shower/tub combo w/ hand grip, new sink/vanity, & luxury vinyl tile. The 2nd/guest bedroom has Berber carpet. The front windows are hurricane impact. The main living area has lament flooring. The entry way has a new storm door. All rooms have recently been painted, all flooring is recent, all rooms but the kitchen/bathrooms have ceiling fans. The water heater is new, and the ac system is 2018 (well maintained & serviced yearly). Newer blinds throughout. Assigned parking. This pet friendly 55+ community has 2 activity centers/club houses, 2 heated pools, 2 golf courses (9 & 18 holes), jacuzzi, computer center, gym/exercise room, fenced dog park, hobby studio/wood shop, billiards, shuffleboard, tennis, horseshoes, lawn bowling, picnic areas, entertainment, classes, clubs, cards, library, dancing, the on-site Good Karma Cafe, & more. Your HOA covers all the amenities, 120 channel basic cable/high speed internet, water/sewer, trash, and everything outside the walls. This unit is fee simple. HOA approval is required & if financing, there is a min down payment requirement. You will be close to everything, the beach, airports, the mall, shopping, entertainment, health facilities, restaurants, pet care, hairdressers, banking, downtown Dunedin/Safety Harbor, Honeymoon Island, & more. All rooms sizes are approximate.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8563050
StatusActive
Year Built1984
Stories1
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofOther
FoundationConcrete Perimeter, Slab
FacesWest
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium

Interior Features

InteriorAccessibility Features, Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat
FlooringCarpet, Laminate, Luxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
WindowsBlinds, Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Low-Emissivity Windows, Storm Window(s), Thermal Windows
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Rain Gutters, Sidewalk, Storage
Lot FeaturesCleared, In County, Landscaped, Level, Near Golf Course, Near Public Transit, Sidewalk, Unincorporated
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$576 / Monthly
Senior CommunityYes

Financial Details

List Price$190,000
Annual Taxes$914 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #312816640950860450

Schools

ElementaryMcMullen-Booth Elementary-PN
MiddleSafety Harbor Middle-PN
HighCountryside High-PN

Directions

N Belcher Rd, then west on World Parkway Blvd W, then south (left) on Americus Blvd S, then east (left) on Philippine Dr, 1st building in the south (right), and the unit is on the 3rd floor (use the elevator).

Location

2255 PHILIPPINE DRIVE UNIT 45, CLEARWATER, FL 33763

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 31, 2026

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Home Price

$190,000

20% ($38,000)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $190,000 home in CLEARWATER.

🏛️

FHA Loan

$6,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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