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$439,900

1146 RUSTLEWOOD COURT, PALM HARBOR, FL 34684

Active0 days on market

Beds

2

Baths

2

Sq Ft

1,532 sq ft

Year Built

1987

Lot Size

0.10 acres

Garage

1

About This Property

Welcome to luxury living in Golf View Villas II of Highland Lakes, Palm Harbor’s premier 55+ golf and lakefront community! The largest of Highland Lakes villas, this exceptional residence offers over 1,500 heated & cooled square feet, breathtaking views of the BLUE COURSE, and an attached oversized 1.5-car garage with plenty of room for both your car and golf cart too! Upon entry, you’re immediately greeted by stunning golf course views through a floor-to-ceiling glass slider that opens to your paver patio, perfect for enjoying the Florida lifestyle and beautiful golf course scenery year-round. A gorgeous glass-front entry door, elegant crown molding, beautiful hardwood flooring throughout the living and dining room combination, and an abundance of natural light create a warm and inviting atmosphere. The stunning kitchen is the heart of the home, perfectly positioned between the dining area and casual breakfast nook for effortless everyday living and entertaining. Features include beautiful granite countertops, solid wood cabinetry, a generous pantry closet, recessed lighting, and all new or newer sleek stainless smart appliances. The heated & cooled Florida room showcases a wall of windows with expansive golf course views and is open to the living, dining, and kitchen spaces, creating a desirable open-concept layout. The spacious and serene primary suite features a newer hurricane-impact window, generous his-and-hers closets, and an updated en-suite bathroom with a dual-sink stone-top vanity, private water closet, and walk-in shower. The comfortable second bedroom is thoughtfully separated near the front entry and conveniently located beside the updated guest bathroom. MAJOR IMPROVEMENTS include a 2024 electric water heater, 2023 3-ton SEER2 high-efficiency two-stage heat pump, and 2024 smart washer and dryer! Best of all, this home is safely situated in a high-and-dry, NON-FLOOD ZONE and non-evacuation zone! Enjoy an affordable monthly fee of just $260 that includes cable TV, internet, trash collection, lawn care, irrigation water, sprinkler repairs, tree trimming or removal when needed, and exterior painting! Unlike many golf communities, Highland Lakes club membership conveys with purchase! Enjoy an incredible array of resort-style amenities, including FREE green fees on three private executive golf courses, pickleball, tennis, and so much more. The main clubhouse offers a welcoming country club atmosphere with an incredible calendar of entertainment, heated pool & spa, performances, and social events, along with regular fitness programs and clubs for virtually every interest. The Arts & Crafts Annex features a woodshop, creative studios, and classes, while the beautiful Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, a fishing pier, and community pontoon boats. Additional amenities include FREE RV or boat storage in a secure lot with a boat ramp, open dock, and kayak storage racks. Golf View Villas II residents enjoy a 3rd heated pool just steps away on Tartan Dr! Conveniently located near Gulf beaches, biking and hiking trails, restaurants, shopping, professional sporting events, excellent medical facilities, and two international airports, Highland Lakes truly offers everything you need to enjoy the Florida lifestyle. Exceptional golf course views, maintenance-free living, and an incredible array of amenities await. Don't miss this opportunity—call today to schedule your private showing!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8563101
StatusActive
Year Built1987
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofConcrete, Tile
FoundationSlab
FacesEast
SubdivisionHIGHLAND LAKES GOLF VIEW VILLAS II
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.10 acres (4,326 sq ft)
Lot FeaturesLandscaped, Level, On Golf Course, Sidewalk
Road SurfacePaved
ViewGolf Course, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$260 / Monthly
Senior CommunityYes

Financial Details

List Price$439,900
Annual Taxes$5,707 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #052816389260000540

Directions

Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road to 4-way stop and take a left onto Tartan Dr. Take a left onto Rustlewood Ct to property located on your left.

Location

1146 RUSTLEWOOD COURT, PALM HARBOR, FL 34684

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 30, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,900 home in PALM HARBOR.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.

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