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$479,900

1103 RIDGEFIELD DRIVE, VALRICO, FL 33594

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

2,274 sq ft

Year Built

1979

Lot Size

0.25 acres

Garage

2

About This Property

Set on an oversized cul-de-sac lot of more than a quarter acre in Valrico’s Lakemont community, this updated 3-bedroom, 2-bath home combines major recent improvements with outdoor living space that few homes in this price range offer. Wood-look tile runs throughout the home. The family room is centered on a wood-burning fireplace with a brick surround. The dining room is lined with windows overlooking the pool and backyard, which brings in plenty of natural light. The remodeled kitchen includes granite countertops, a tile backsplash, ample cabinetry, accent lighting, a closet pantry, and a breakfast nook. Just off the kitchen, a bonus room with two closets works well as a home office, gym, hobby room, or playroom. The primary suite has a walk-in closet and a remodeled en-suite bath. The third bedroom is currently set up as an expanded walk-in closet connected to the primary suite. It can easily be converted back to a standard bedroom, and the seller is willing to complete that conversion for the buyer if desired. The guest bath has also been renovated. The laundry room has a newer Maytag washer and dryer and built-in shelving, and it currently doubles as an oversized walk-in pantry. Outside, the screened lanai encloses a newer saltwater pool, a separate five-person hot tub, an expansive paver patio, and a large covered entertaining area. Beyond the lanai, the fully fenced backyard has a large storage shed and plenty of room for pets, gardening, or play. The big-ticket items are already done: new roof (2023), hurricane-impact windows (2025), and a new HVAC system (2026). The home also has a two-car garage. Between those updates, the pool and spa, and the size of the lot, this home offers strong value for everything it includes. The home is minutes from shopping, dining, and parks. For a small annual fee, Lakemont residents can also use waterfront Lake Valrico Park, which has a private boat launch, walking trails, picnic areas, and restrooms.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8563157
StatusActive
Year Built1979
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKEMONT UNIT 3
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Rain Gutters, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.25 acres (10,788 sq ft)
Lot Dimensions93 x 116
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Fiberglass, Salt Water, Screen Enclosure
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$479,900
Annual Taxes$6,563 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U1329202AP00000200021.0

Schools

ElementarySeffner-HB
MiddleMann-HB
HighBrandon-HB

Directions

From SR 60/E Brandon Blvd head north on Kingsway Blvd. Turn right onto E Clay Ave. Turn left on Seffner-Valrico Rd. Turn right onto Lakemont Dr. Turn left onto Ridgefield Dr, house is on right.

Location

1103 RIDGEFIELD DRIVE, VALRICO, FL 33594

Listing Information

OfficeCENTURY 21 EXECUTIVE TEAM
ListedOctober 30, 2026

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Home Price

$479,900

20% ($95,980)
6.75%

Loan Term

Principal & Interest$2,490
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,080
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $479,900 home in VALRICO.

🏛️

FHA Loan

$16,797 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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