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$320,000

5031 STARBOARD STREET, HAINES CITY, FL 33844

3D Tour
Active3 days on market

Beds

4

Baths

3

Sq Ft

1,851 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

0

About This Property

welcome to these two floor four-bedroom, two-and-a-half-bath homes at 5031 Starboard Street in Haines City features about 1,851 heated square feet, with a total of 2,380 square feet overall. It offers a comfortable layout with room to spread out, entertain, and keep daily life flowing smoothly. The extra space beyond the heated area is great for storage, hobbies, or flexible use, which makes it easy to imagine it becoming a truly personalized home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8563312
StatusActive
Year Built2023
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionHAMMOCK RESERVE PHASE 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDryer, Range, Refrigerator, Washer
LaundryCommon Area, Electric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingSolar

Exterior & Lot

ExteriorPrivate Yard, Sliding Doors
FencingFenced, Vinyl
Lot Size0.10 acres (4,587 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Public, Solar, Water Available

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$168 / Quarterly
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$7,496 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1
Parcel #262724489504008080

Directions

Head south on US-27, turn left onto Davenport Blvd, continue straight onto Hinson Ave, then turn right onto Starboard Street; the property will be on your left.

Location

5031 STARBOARD STREET, HAINES CITY, FL 33844

Listing Information

OfficeIMPACT REALTY TAMPA BAY
ListedOctober 31, 2026

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in HAINES CITY.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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