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$1,350,000

495 39TH AVENUE N, ST PETERSBURG, FL 33703

3D Tour
Active3 days on market

Beds

5

Baths

4

Sq Ft

3,018 sq ft

Year Built

2026

Lot Size

0.13 acres

Garage

0

About This Property

Under Construction. Room for everyone, finishes that wow, and a block first floor, all in Allendale Terrace. Built by Davis Development, one of St. Petersburg’s most respected local builders, this brand new 5 bedroom, 3.5 bath home offers 3,018 sf of living space on a corner lot! That’s a lot of room to spread out, whether you need a home office, a guest room, a playroom, or all of the above. The finishes are where this home really shines. Every selection was made by the luxury designer Abode Home Design, and you’ll feel it the second you walk in. Engineered hardwood flooring runs throughout, and the kitchen is built for people who love to cook (or just love a beautiful kitchen), with high-end luxury appliances and real wood cabinetry. Top-of-the-line plumbing fixtures carry that same quality into every bathroom. It all comes together to give you a polished, elevated feel that’s warm and easy to live in. The entire first floor is built with solid concrete block, which is a really nice bonus. It gives you extra peace of mind for energy efficiency and termite protection. The home is thoughtfully designed on the property to leave plenty of room to add a pool, and the 2-car garage has room for the cars, the bikes, and everything else. And the location makes everyday life so easy. Allendale Terrace is right next to Whole Foods and Publix, so grocery runs are a breeze, with Fresh Kitchen and Chick-fil-A close by too. Reach out to learn more, you're going to love what you see!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8563897
StatusActive
Year Built2026
Stories1
Total Rooms3
ConstructionConcrete, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCURNS W J SUB
CountyPinellas
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorAttic Fan, Attic Ventilator, Carbon Mono/Detector, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringEngineered Hardwood
AppliancesBuilt-In Oven, Dishwasher, Electric Water Heater, Exhaust Fan, Freezer, Gas Cooktop, Microwave, Range Hood, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
FencingVinyl
Lot Size0.13 acres (5,793 sq ft)
Lot Dimensions45 x 125
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,350,000
Annual Taxes$3,966 (2025)
ZoningNT2
Parcel #063117201600010160

Directions

Going North on 4th Street North take a right, take a left on 39th Ave N and home is on the right hand side of 39th.

Location

495 39TH AVENUE N, ST PETERSBURG, FL 33703

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedNovember 6, 2026

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Home Price

$1,350,000

20% ($270,000)
6.75%

Loan Term

Principal & Interest$7,005
Property Tax (est.)$1,238
Insurance (est.)$150
Total Monthly$8,392
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Financing a Luxury Home

Specialized financing for this $1,350,000 property in ST PETERSBURG. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$135,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$202,500 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$270,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 9, 2026.

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