$549,000
665 PALM PLACE, SAFETY HARBOR, FL 34695
Beds
3
Baths
2
Sq Ft
1,340 sq ft
Year Built
1963
Lot Size
0.45 acres
Garage
0
About This Property
A RARE SAFETY HARBOR FIND—NEARLY HALF AN ACRE, A PRIVATE POOL OASIS, AND AN ENVIABLE CUL-DE-SAC LOCATION! Discover an exceptional blend of privacy, space, and modern Florida living in one of Safety Harbor's most desirable neighborhoods. Perfectly positioned at the end of a quiet cul-de-sac, this beautifully updated 3-bedroom, 2-bath home sits on an expansive .45-acre lot backing onto a picturesque natural preserve, creating a peaceful, secluded setting just minutes from the vibrant heart of Downtown Safety Harbor. Inside, an inviting open-concept floor plan seamlessly connects the kitchen, living room, dining area, and Florida room, creating a bright, welcoming atmosphere ideal for both everyday living and entertaining. Luxury vinyl flooring flows throughout, complemented by updated Lutron lighting, window shades, interior doors, and hardware. The renovated kitchen features custom epoxy countertops, new appliances, and a double convection oven with air-fry functionality, combining distinctive style with modern convenience. Designed for effortless indoor-outdoor living, the Florida room overlooks a sparkling heated saltwater pool, surrounded by an expansive deck with multiple seating areas perfect for hosting gatherings or enjoying a relaxing afternoon. A spacious screened lanai extends the living space outdoors, while the oversized backyard offers endless possibilities for recreation, gardening, or simply enjoying nature. A vinyl fence adds privacy, and two generously sized storage sheds, including one with electricity that can be used as a workshop, provide excellent flexibility for hobbies and storage. Thoughtful improvements include impact-resistant windows and doors (2019), roof (2020), HVAC (2017), whole-house repiping (2022), 200-amp electrical service, tankless water heater, and water softener. LOCATION, LOCATION, LOCATION! Just a few blocks from Downtown Safety Harbor and less than five minutes from Philippe Park, enjoy easy access to waterfront trails, majestic oak trees, boutique shopping, local restaurants, coffee shops, and year-round community events. Experience the charm of this beloved coastal community while enjoying the convenience of nearby parks and Tampa Bay's scenic shoreline.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Main Street in Downtown Safety Harbor, head north on 5th Avenue N. Turn left onto 6th Street N, then right onto Palm Place. Continue to the end of the cul-de-sac.
Location
665 PALM PLACE, SAFETY HARBOR, FL 34695
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$549,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $549,000 home in SAFETY HARBOR.
🏛️
FHA Loan
$19,215 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 5, 2026.