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$515,000

8612 TIDEWATER TRAIL AVENUE, TEMPLE TERRACE, FL 33637

3D Tour
Active1 days on market

Beds

5

Baths

3

Sq Ft

2,605 sq ft

Year Built

2027

Lot Size

0.12 acres

Garage

0

About This Property

Under Construction. The builder is offering buyers up to $10,000 towards closing costs with the use of a preferred lender and title company. Riverside Terrace, a brand-new, NO CDD community in the heart of Temple Terrace, Florida — just minutes from the scenic Hillsborough River. With quick access to I-75 and a short drive to I-275, Riverside Terrace puts downtown Tampa, Brandon, Wesley Chapel, and Lakeland within an easy 10- to 20-minute commute while keeping you surrounded by quiet, tree-lined streets and the relaxed, established charm that makes Temple Terrace one of Hillsborough County’s favorite places to live. Every home is built with all-concrete block construction on both the first and second stories. Each home comes equipped with Smart Home System Choose from today’s most popular single-story and two-story homes ranging from 1,672 to 2,605 square feet, including highly sought-after four-bedroom single-story designs with open great-room layouts, spacious owner’s suites on the main level, oversized kitchen islands, and flexible spaces perfect for a home office or extra bedroom — plus roomy two-story plans that give growing families plenty of room to spread out. Energy-efficient features and designer-coordinated finishes come standard in every home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8564136
StatusActive
Year Built2027
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionRIVERSIDE TERRACE
CountyHillsborough
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorSliding Doors
Lot Size0.12 acres (5,500 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesUnderground Utilities

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$103 / Monthly
Senior CommunityNo

Financial Details

List Price$515,000
ZoningPD
Parcel #T 13 28 19 D9Y 000000 00020.0

Schools

ElementaryFolsom-HB
MiddleGreco-HB
HighKing-HB

Directions

Via I-75 take exit 265to FL-582 W/E fowler Ave. Follow FL-582W, make U-turn at Gail Dr. Turn right onto Morris Bridge Rd. Turn right onto Davis Rd., and another right onto Tidewater Trail Ave. Model is on your right.

Location

8612 TIDEWATER TRAIL AVENUE, TEMPLE TERRACE, FL 33637

Listing Information

OfficeD R HORTON REALTY OF TAMPA LLC
ListedNovember 3, 2026

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Home Price

$515,000

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $515,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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