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$276,000

1434 SUMMERGATE DRIVE, VALRICO, FL 33594

3D Tour
Active4 days on market

Beds

3

Baths

3

Sq Ft

1,662 sq ft

Year Built

2006

Lot Size

0.07 acres

Garage

1

About This Property

MOVE IN READY: Nice 3 Bedroom, 2.5 Bath Town Home with Private Garage located in the Gated Community of Summergate. This home is an end unit so you will enjoy the extra sunlight from the side windows. It also abuts the communities green area. Enjoy the open 1,662 Square Feet of living area in this well designed home. This home features a large kitchen with wood cabinets, recess ceiling lights, plenty of counter space and a raised breakfast bar. Installed appliances include a glass top range, refrigerator, dishwasher, microwave, washer and dryer. The kitchen overlooks the large family room with soaring vaulted ceiling and a dedicated formal dining area with ceramic tile flooring. An 8' high x 10' wide sliding glass doors lead you to your covered patio. There is a half bath on the first floor for your guests. The roomy master suite is located on the first floor and features a large walk-in closet, a private En Suite bath features tile flooring, a large wood vanity with plenty of counter space, double sinks, sit down make up area, private water closet room and a glass enclosed walk in shower. The second level features 2 large bedrooms with tons of closet space. The laundry room is located on the 2nd floor and has washer and dryer installed. Each of secondary bedrooms share the full bath with tile flooring, double sinks and a tub / shower combo. Window blinds, light fixtures and ceiling fans are installed in select areas. The private garage has easy access to the kitchen for easy unloading of groceries and includes a auto garage door opener. Refresh yourself in the community pool. Enjoy Summergate's great location to new stores, restaurants.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8565217
StatusActive
Year Built2006
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUMMERGATE TOWNHOMES
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Upper Level
WindowsBlinds, Drapes
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.07 acres (3,226 sq ft)
Lot FeaturesCorner Lot, In County, Sidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Fire Hydrant, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$360 / Monthly
Senior CommunityNo

Financial Details

List Price$276,000
Annual Taxes$4,525 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD/PD
Parcel #U24292083Q00001400004.0

Schools

ElementaryYates-HB
MiddleMann-HB
HighBrandon-HB

Directions

FROM E. BRANDON BLVD (HWY 60) AND MT. CARMEL ROAD, GO NORTH ON MT. CARMEL ROAD TO LEFT ON SUMMERGATE DRIVE INTO GATED COMMUNITY.

Location

1434 SUMMERGATE DRIVE, VALRICO, FL 33594

Listing Information

OfficeSIGNATURE REALTY ASSOCIATES
ListedNovember 6, 2026

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Home Price

$276,000

20% ($55,200)
6.75%

Loan Term

Principal & Interest$1,432
Property Tax (est.)$253
Insurance (est.)$150
Total Monthly$1,835
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $276,000 home in VALRICO.

🏛️

FHA Loan

$9,660 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,800 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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