Skip to main content

Open House

Saturday, November 14 · 11:00 AM2:00 PM

Schedule a Visit
1 / 42

$699,900

20718 MONZA LOOP, LAND O LAKES, FL 34638

Active2 days on market

Beds

5

Baths

5

Sq Ft

3,416 sq ft

Year Built

2021

Lot Size

0.16 acres

Garage

3

About This Property

EXCEPTIONAL DESIGN, ENERGY-EFFICIENT LIVING, AND A PRIVATE RESORT-STYLE RETREAT COME TOGETHER IN THIS STUNNING HOME IN THE GATED COMMUNITY OF ARDEN PRESERVE! Built in 2021, this beautifully appointed two-story residence offers 3,416 square feet of living space with 5 bedrooms, 4 full bathrooms, a powder room, blending modern sophistication and everyday comfort. Perfectly situated on a picturesque conservation homesite with no rear neighbors, the property offers a peaceful natural backdrop for enjoying the Florida lifestyle. Beautiful tropical landscaping, graceful palms, a paver driveway, and a welcoming covered front entry create memorable curb appeal. Inside, the light-filled foyer showcases a decorative glass entry door, chandelier, and neutral tile. A versatile room with glass-paneled French doors makes an inviting office, study, or flex space, while a custom drop zone with built-in bench, cubbies, and hooks keeps everyday essentials organized. Plantation shutters throughout, upgraded light fixtures, and a dramatic geometric staircase accent wall add distinctive character. At the heart of the home, the open-concept kitchen, dining, and gathering areas create an inviting setting for daily living and entertaining. The showstopping kitchen features gleaming quartz countertops, crisp white cabinetry with crown molding and gold-tone hardware, a contrasting charcoal-gray island with paneled detailing, an eye-catching geometric backsplash, and elegant globe pendant lighting. Stainless steel appliances include a French-door refrigerator, built-in double ovens, cooktop, range hood, and dishwasher. The island's undermount sink and pull-down faucet complete this thoughtfully designed space. A statement chandelier enhances the adjoining dining area, with sliding glass doors leading directly to the lanai. The gathering room offers a contemporary paneled accent wall, recessed lighting, and windows overlooking the pool. Beyond the sliding doors, discover your own private outdoor sanctuary! A spacious covered lanai with ceiling fan opens to an expansive screened enclosure surrounding a sparkling saltwater pool and raised, tile-accented spa. Full pool and spa automation with convenient app control adds convenience. Generous poolside decking provides space for lounging, while the fenced backyard and lush conservation backdrop create a wonderful sense of privacy with no rear neighbors. The flexible layout includes a first-floor bedroom with its own en-suite bath, ideal for guests or multigenerational living. Upstairs, the spacious primary suite features an attractive accent wall, plantation shutters, a generous walk-in closet, and an en-suite bathroom with an expansive dual-sink vanity and separate shower. Additional bedrooms and bathrooms provide room for everyone, while the versatile loft/bonus living area offers options for movie nights, games, or a second gathering space. An upstairs laundry room with utility sink adds practicality. Additional highlights include 27 Tesla solar panels (11.48 kW) with Powerwall battery storage, ENERGY STAR-rated windows, smart home features, prewired alarm system, and home theater prewiring in living areas on both floors. A 3-car tandem garage offers extra parking and storage flexibility. Enjoy sophisticated style, energy-conscious features, and exceptional outdoor living in gated Arden Preserve, convenient to shopping, dining, and major roadways. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8565324
StatusActive
Year Built2021
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionARDEN PRESERVE
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Touchless Faucet, Water Softener
LaundryElectric Dryer Hookup, Inside, Sink, Washer Hookup
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric, Solar

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.16 acres (6,834 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Salt Water, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Solar, Sprinkler Recycled, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$90 / Monthly
Senior CommunityNo

Financial Details

List Price$699,900
Annual Taxes$10,270 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #0226180080003000090

Schools

ElementaryConnerton Elem
MiddlePine View Middle-PO
HighLand O' Lakes High-PO

Directions

Heading North on Land O Lakes Blvd from SR-54, turn Left onto Wisteria Loop. Turn Right on Monza Loop and continue to the home on the Right.

Location

20718 MONZA LOOP, LAND O LAKES, FL 34638

Listing Information

OfficeMIHARA & ASSOCIATES INC.
ListedNovember 9, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$699,900

20% ($139,980)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,423
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $699,900 home in LAND O LAKES.

🏛️

FHA Loan

$24,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

More Homes in Land O' Lakes

More Homes in Land O' Lakes

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.

Call (813) 733-7907TextContact