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$164,900

2700 COVE CAY DRIVE UNIT 4D, CLEARWATER, FL 33760

3D Tour
Active1 days on market

Beds

1

Baths

2

Sq Ft

920 sq ft

Year Built

1980

Lot Size

,

Garage

0

About This Property

Discover a truly special opportunity in the popular Village 4 community! This spacious one-bedroom, 1.5-bath residence offers a desirable floor plan found in only seven units, all located in the 2700 building. Enjoy sweeping golf course views with a lovely side glimpse of Tampa Bay from your massive screened porch—the perfect place to relax, entertain, and take in the beautiful surroundings. Inside, you'll find engineered hardwood flooring throughout, complemented by a popular neutral beige palette and crisp white trim. The exceptionally large kitchen is both attractive and functional, featuring stainless steel appliances, granite countertops, soft-close white cabinetry, a pantry, and a convenient breakfast area with a hurricane-rated window that fills the space with natural light. A full indoor laundry room provides additional storage and everyday convenience. The generously sized primary bedroom offers sliding glass doors leading directly to the expansive screened porch, allowing you to wake up to beautiful views and enjoy the indoor-outdoor lifestyle. Storage is plentiful with both a walk-in closet and an additional built-in closet. The ensuite bath features a separate vanity area for added convenience, while the additional half bath is perfect for guests. Major updates include a 2025 air conditioning system and a 2024 water heater. Location is another bonus, with a short walk to your front-door carport, as well as the community pool and recreation area. Rarely available, uniquely positioned, and filled with desirable features, this special Village 4 residence offers the perfect combination of space, views, convenience, and Florida living. Don't miss your opportunity to own one of these exceptionally limited floor plans! Lush landscaping, guarded entry, golf and dining available 7 days a week, an available marina with all things water related (separate fees for golf, dining, marina), a convenient central Pinellas location and more make this the Paradise known as Cove Cay

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8565782
StatusActive
Year Built1980
Stories7
Total Rooms5
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionCOVE CAY VILLAGE IV
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters
FlooringCeramic Tile, Engineered Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsAluminum Frames
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony, Sliding Doors
Lot FeaturesFloodZone, In County, Near Golf Course, Near Marina, On Golf Course, Unincorporated
Road SurfacePaved, Asphalt
ViewGarden, Golf Course

Pool & Spa

Private PoolNo
Pool FeaturesIn Ground, Gunite, Heated
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$164,900
Annual Taxes$712 (2025)
FinancingCash, Conventional
Parcel #292916187060010044

Directions

US 19 just S. of Belleair Rd on E. Side. When traveling S., exit at Whitney Rd. and make u-turn. When traveling north, access frontage road near East Bay and 19. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore.

Location

2700 COVE CAY DRIVE UNIT 4D, CLEARWATER, FL 33760

Listing Information

OfficeFUTURE HOME REALTY INC
ListedNovember 10, 2026

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Home Price

$164,900

20% ($32,980)
6.75%

Loan Term

Principal & Interest$856
Property Tax (est.)$151
Insurance (est.)$150
Total Monthly$1,157
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How to Buy This Home

Multiple financing options available for this $164,900 home in CLEARWATER.

🏦

Conventional

$8,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.

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