Beds
4
Baths
3
Sq Ft
2,453 sq ft
Year Built
1990
Lot Size
0.31 acres
Garage
2
About This Property
Gated River Hills opportunity awaits! This single story 4-bedroom, 3-bathroom home offers 2,453 square feet, a 2-car garage PLUS a screened pool and lanai. A circular driveway greets you as you step through the double door entry into a formal living with a dining space to your right. A split floorplan has the primary suite just off the living room, separate from the rest of the home. The Primary Suite includes a walk in closet, dual sinks, soaking tub, step in shower and access to the screened lanai and pool. Find the heart of the home just beyond the dining room, the kitchen and family room combination. The kitchen includes upgraded cabinetry, stone counters, eat up bar seating, eat in space and a bonus additional work sink with pass through window to the lanai. Door of the eat in space leads to the outdoor oasis - in ground pool, large covered seating area and small fenced in yard. The secondary bedrooms with 2 full bathrooms and utilty room are down the hall off the family room, creating privacy for all. Located in the gated River Hills community with golf, parks, playground, fitness center, tennis courts and more. Convenient Valrico location close to shopping, restaurants and major roadways. It's good to be home!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Bloomingdale Ave, head south on Lithia Pinecrest Rd. Turn left onto New River Hills Pkwy through the River Hills main gate. Turn left onto Cedar Palm Dr. Property will be on your right on the corner.
Location
3946 CEDAR CAY CIRCLE, VALRICO, FL 33596
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$497,500
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $497,500 home in VALRICO.
🏛️
FHA Loan
$17,413 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,875 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.