$249,000
204 LAKE THOMAS DRIVE, WINTER HAVEN, FL 33880
Beds
3
Baths
2
Sq Ft
1,430 sq ft
Year Built
1979
Lot Size
0.23 acres
Garage
1
About This Property
Solid block 3BR/2BA home on a 0.23-acre lot in Winter Haven with NO HOA and NO CDD! The big-ticket items are covered: the roof and water heater are approx. 5 years old, and the HVAC is approx. 10 years old. The home sits in Flood Zone X, which may help keep insurance costs down. Out back, the yard has room to enjoy and a shed for storage, tools, or hobbies. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Going East on Winter Lake Rd, turn left on Spirit Lake Rd and then left on Lakeview Blvd and finally left again on Lake Thomas Dr, the house is the second on the left.
Location
204 LAKE THOMAS DRIVE, WINTER HAVEN, FL 33880
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$249,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $249,000 home in WINTER HAVEN.
🏛️
FHA Loan
$8,715 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.