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$399,000

28 PILLORY LANE, PALM COAST, FL 32164

3D Tour
Active92 days on market

Beds

5

Baths

2

Sq Ft

2,391 sq ft

Year Built

2005

Lot Size

0.23 acres

Garage

2

About This Property

Welcome to this beautiful, updated 5-bedroom, 2-bathroom two-story Palm Coast home! This home offers the perfect blend of space, style, and functionality. As you step inside, you're greeted by a formal dining room, followed by a versatile flex space that's ideal for a home office, playroom, or additional sitting area. Continue into the heart of the home, where the updated kitchen seamlessly flows into the spacious living room, creating an open and inviting layout perfect for everyday living and entertaining. The kitchen features white cabinetry, granite countertops, updated stainless steel appliances, and plenty of prep and storage space. Soaring vaulted ceilings enhance the home's bright, airy feel, while tile and luxury vinyl flooring throughout provide both durability and easy maintenance. Fresh interior paint and a brand-new washer and dryer make this home truly move-in ready. The thoughtfully designed floor plan offers one bedroom upstairs, providing added privacy for guests or a home office, while the remaining bedrooms are conveniently located downstairs. The spacious primary suite features an en-suite bathroom, a walk-in closet, and plenty of room to relax. Step outside to enjoy the peaceful, fully fenced backyard complete with a covered patio, perfect for morning coffee, evening gatherings, or simply unwinding in your own private outdoor retreat. With its open layout, modern updates, and tranquil setting, this home is ready for its next owner to move in and enjoy! Roof is 2022, water heater 2025 and AC 2015. All information deemed to be accurate but cannot be guaranteed.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #V4950506
StatusActive
Year Built2005
Stories1
Total Rooms3
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionPALM COAST SEC 26
CountyFlagler
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s)
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.23 acres (10,019 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Original Price$449,000
Annual Taxes$5,339 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #0711317026004200220

Directions

FL-100 E/E Moody Blvd in Palm Coast. Take Old Kings Rd, Royal Palms Pkwy, Belle Terre Pkwy and Pine Grove Dr to Pillory Ln.

Location

28 PILLORY LANE, PALM COAST, FL 32164

Listing Information

OfficeREALTY PROS ASSURED
ListedAugust 3, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in PALM COAST.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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