Open House
Sunday, November 1 · 1:00 AM3:00 PM
$699,000
101 N ST ANDREWS DRIVE, ORMOND BEACH, FL 32174
Beds
5
Baths
4
Sq Ft
4,131 sq ft
Year Built
1989
Lot Size
0.29 acres
Garage
2
About This Property
AMAZING PRICE for this stunning home!! Space, style, and peace of mind -- this Tomoka Oaks pool home checks every box. 5 bedrooms, 3 baths, and 4,053 SqFt of thoughtfully designed living space, all on a beautifully landscaped lot with a private, screened pool. Step inside to soaring wood-plank vaulted ceilings, a dramatic marble fireplace, and an open, light-filled floor plan built for entertaining. The kitchen impresses with TWO islands, bar seating, newer appliances, abundant counter space, a walk-in pantry, and a curved wet bar just steps away. The primary suite is a true retreat, with two walk-in closets and a spa-inspired bath featuring a jetted tub and walk-in shower. Major systems are already done for you: NEW ROOF (2025), TWO NEW HVAC systems, TWO NEW mini-splits, a NEW water heater -- all within the last two years -- plus a 22kW Generac whole-house generator with 250-gallon propane tank (a ~$20,000 value) for total peace of mind. Outside, the pool with water features and travertine decking sits within a screened, fully fenced backyard. Additional highlights include newer laminate plank flooring and 20" ceramic tile, etched-glass entry doors, an oversized laundry room with room for an extra refrigerator, and a 27x22 air-conditioned garage with insulated garage doors and a bonus bump-out storage. Located in the beautiful tree-lined area of Tomoka Oaks subdivision, known for larger lots and custom homes with easy access to shopping, dining, and I-95. Homes with this combination of entertainment space, updates, and lifestyle amenities usually don't last long. The seller will consider lease purchase.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Nova Road turn onto Tomoka Oaks Blvd., turn right on North St Andrews. Property will be on the right.
Location
101 N ST ANDREWS DRIVE, ORMOND BEACH, FL 32174
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$699,000
Loan Term
How to Buy This Home
Multiple financing options available for this $699,000 home in ORMOND BEACH.
🏛️
FHA Loan
$24,465 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$34,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.